{"text_format":"1","workbook":"xlsx","n_sheets":13,"sheets":["I Data","II Form 130A","III Form 130B","IV Rate Development","V Plan Rates","VI A Plan Premiums Individual","VI B Plan Premiums Small Group","VII Rate Change Calculation","VIII Cons Factors & Rate Pres","IX Plan Schedule Comparison","X Rate Sheet","XI Risk Adj Calc","XII Area Factor Compare"],"not_rendered":{"charts":0,"images":0,"macros":1,"external_links":0,"defined_names":43,"comments":1,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":5,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"I Data","index":0,"n_rows":54,"n_cols":14,"rows_kept":54,"cut":false,"hidden":false,"merged":[]}
[null,"Virginia ACA Rate Filing Template (as of April 10, 2024)"]
[]
[null,"Color Coding Key","Manual Input - Free Form","Manual Input - Dropdown List","Calculation - Do Not Change"]
[]
[null,"Table 0. Identifying Information"]
[]
[null,"Carrier Name"]
[null,"NAIC Number"]
[null,"Product(s)",null,"<-- HMO, POS, PPO, EPO, Indemnity, Other"]
[null,"Market Segment","Individual"]
[null,"Projected Rating Period (mm/dd/yyyy)",null,"to",{"$f":"IF(C11=\"\",\"N/A\",DATE(YEAR(C11),12,31))","v":"N/A"},"Months of Trend"]
[null,"Experience Period (mm/dd/yyyy)",{"$f":"IFERROR(EDATE(C11,-24),\"N/A\")","v":"N/A"},"to",{"$f":"IFERROR(EDATE(C12,12)-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(ROUND((AVERAGE($C$11,$E$11)-AVERAGE(C12,E12))/(365/12),0),\"N/A\")","v":"N/A"}]
[null,"Manual Experience Period",{"$f":"IFERROR(EDATE(C11,-24),\"N/A\")","v":"N/A"},"to",{"$f":"IFERROR(EDATE(C13,12)-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(ROUND((AVERAGE($C$11,$E$11)-AVERAGE(C13,E13))/(365/12),0),\"N/A\")","v":"N/A"}]
[null,"Most Recent Membership Date",{"$f":"IF(C11=\"\",\"N/A\",DATE(YEAR(C11)-1,3,1))","v":"N/A"}]
[]
[null,"Table 1. Number of Members"]
[]
[null,null,"Member-Months","Current Membership Snapshot","Member-Months"]
[null,null,{"$f":"\"Experience Period (\"&TEXT(C12, \"MM-DD-YYYY\")&\" to \"&TEXT(E12, \"MM-DD-YYYY\")&\")\"","v":"Experience Period (N/A to N/A)"},{"$f":"\"Current Period \n(on \"&TEXT(C14, \"MM-DD-YYYY\")&\")\"","v":"Current Period \n(on N/A)"},{"$f":"\"Projected Rating Period (\"&TEXT(C11, \"MM-DD-YYYY\")&\" to \"&TEXT(E11, \"MM-DD-YYYY\")&\")\"","v":"Projected Rating Period (01-00-1900 to N/A)"}]
[null,"Average Age"]
[null,"Total",{"$f":"SUM(C22:C32)","v":0},{"$f":"SUM(D22:D32)","v":0},{"$f":"SUM(E22:E32)","v":0}]
[null,"<18"]
[null,"18-24"]
[null,"25-29"]
[null,"30-34"]
[null,"35-39"]
[null,"40-44"]
[null,"45-49"]
[null,"50-54"]
[null,"55-59"]
[null,"60-63"]
[null,"64+"]
[null,"*Tables 1 and 2 must include data for all non-grandfathered business (ACA compliant and Transitional)"]
[]
[null,"Table 2. Experience Period Claims and Premiums"]
[]
[null,"Earned Premium","Incurred & Paid Claims","Ultimate Incurred Claims","Member Months","Estimated Cost Sharing \n(Member & HHS)","Allowed Claims\n(Non-Capitated)","Non-EHB portion of Allowed Claims","Total Prescription Drug Rebates1","Total Allowed EHB Capitation","Total Allowed Non-EHB Capitation ","Estimated Risk Adjustment2","Total Incurred Claims3","Total Allowed Claims3"]
[null,null,null,null,{"$f":"C21","v":0},null,null,null,null,null,null,null,{"$f":"N38-F38","v":0},{"$f":"G38+I38+J38+K38","v":0}]
[]
[null,"Experience Period Total Allowed EHB Claims + EHB Capitation PMPM (net of prescription drug rebates) ",null,null,null,{"$f":"IF(E38=0,0,(G38-H38+I38+J38)/E38)","v":0}]
[null,"Loss Ratio ([Total Incurred Claims - Estimated Risk Adjustment] / Earned Premium)",null,null,null,{"$f":"IF((B38)=0,0,(M38-L38)/(B38))","v":0}]
[null,"1 Express Prescription Drug Rebates as a negative number"]
[null,"2 Projected payments should be a negative value and receipts a positive value"]
[null,"3 For comparison to the URRT"]
[]
[null,"Table 3. Manual Experience Period Claims and Premiums"]
[]
[null,"Earned Premium","Incurred & Paid Claims","Ultimate Incurred Claims","Member Months","Estimated Cost Sharing \n(Member & HHS)","Allowed Claims\n(Non-Capitated)","Non-EHB portion of Allowed Claims","Total Prescription Drug Rebates1","Total Allowed EHB Capitation","Total Allowed Non-EHB Capitation ","Estimated Risk Adjustment2","Total Incurred Claims","Total Allowed Claims"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"N49-F49","v":0},{"$f":"G49+I49+J49+K49","v":0}]
[]
[null,"Experience Period Total Allowed EHB Claims + EHB Capitation PMPM (net of prescription drug rebates) ",null,null,null,{"$f":"IF(E49=0,0,(G49-H49+I49+J49)/E49)","v":0}]
[null,"Loss Ratio ([Total Incurred Claims - Estimated Risk Adjustment] / Earned Premium)",null,null,null,{"$f":"IF((B49)=0,0,(M49-L49)/(B49))","v":0}]
[null,"1 Express Prescription Drug Rebates as a negative number"]
[null,"2 Projected payments should be a negative value and receipts a positive value"]

{"sheet":"II Form 130A","index":1,"n_rows":30,"n_cols":23,"rows_kept":30,"cut":false,"hidden":false,"merged":[[27,19,27,21],[5,3,5,4],[22,2,24,2],[8,3,8,4],[7,3,7,4],[2,3,2,4],[2,5,2,6],[2,7,2,8],[6,3,6,4],[14,2,21,2]]}
[null,null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,null,"Color Coding Key","Manual Input - Free Form",null,"Manual Input - Dropdown List",null,"Calculation - Do Not Change"]
[]
[null,null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,null,"Table 4. Form 130A - Experience Information"]
[]
[null,null,null,null,"[1]","[2]","[3]","[4]","[5] = \n[3] + [4]","[6]","[7]","[8]","[9] = \n[5] + [6] + [7]","[10] = \n[2] / [1]","[11] = \n[8] / [1]","[12] = \n[9] / [1]","[13] = ([12] -\n[11]) / [10]","[14] = ([10]YY) / ([10]YY-1) - 1","[15] = ([12]YY) / ([12]YY-1) - 1","[16] = [2] w/ Interest","[17] = [8] w/ Interest","[18] = [9] w/ Interest","[19] = ([18]\n- [17]) / [16] "]
[null,null,null,"Calendar Year","Member Months","Earned Premium","Incurred & Paid Claims","IBNR","Incurred Claims","Prescription Drug Rebates1","Capitation","Estimated Risk Adjustment2","Net Incurred Claims","Earned Premium PMPM","Est. Risk Adjustment PMPM","Net Incurred Claims PMPM","Risk Adj. Loss Ratio","Premium Trend","Claims Trend","PV Earned Premium","PV Est. Risk Adjustment","PV Net Incurred Claims","PV Risk Adj. Loss Ratio"]
[null,null,"ACTUALS",{"$f":"IFERROR(D16-1,\"N/A\")","v":"N/A"},null,null,null,null,{"$f":"G15+H15","v":0},null,null,null,{"$f":"I15+J15+K15","v":0},{"$f":"IFERROR(F15/E15,\"N/A\")","v":"N/A"},{"$f":"IFERROR(L15/E15,\"N/A\")","v":"N/A"},{"$f":"IFERROR(M15/E15,\"N/A\")","v":"N/A"},{"$f":"IFERROR((P15-O15)/(N15),\"N/A\")","v":"N/A"},null,null,{"$f":"IFERROR(F15*((1+$D$30)^($D$21-D15)),\"N/A\")","v":"N/A"},{"$f":"IFERROR(L15*((1+$D$30)^($D$21-D15)),\"N/A\")","v":"N/A"},{"$f":"IFERROR(M15*((1+$D$30)^($D$21-D15)),\"N/A\")","v":"N/A"},{"$f":"IFERROR((V15-U15)/(T15),\"N/A\")","v":"N/A"}]
[null,null,null,{"$f":"IFERROR(D17-1,\"N/A\")","v":"N/A"},null,null,null,null,{"$f":"G16+H16","v":0},null,null,null,{"$f":"I16+J16+K16","v":0},"N/A","N/A","N/A",{"$f":"IFERROR((P16-O16)/(N16),\"N/A\")","v":"N/A"},{"$f":"IFERROR(N16/N15-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(P16/P15-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A",{"$f":"IFERROR((V16-U16)/(T16),\"N/A\")","v":"N/A"}]
[null,null,null,"N/A",null,null,null,null,0,null,null,null,0,"N/A","N/A","N/A","N/A",{"$f":"IFERROR(N17/N16-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(P17/P16-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A"]
[null,null,null,"N/A",null,null,null,null,0,null,null,null,0,"N/A","N/A","N/A","N/A","N/A",{"$f":"IFERROR(P18/P17-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A"]
[null,null,null,"N/A",null,null,null,null,0,null,null,null,0,"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,null,"N/A",null,null,null,null,0,null,null,null,0,"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,null,{"$f":"IFERROR(YEAR('I Data'!$C$12),\"N/A\")","v":"N/A"},{"$f":"'I Data'!E38","v":0},{"$f":"'I Data'!B38","v":0},{"$f":"'I Data'!C38","v":0},{"$f":"'I Data'!D38-'I Data'!C38","v":0},0,{"$f":"'I Data'!I38","v":0},null,{"$f":"'I Data'!L38","v":0},0,"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,null,"TOTAL",{"$f":"SUM(E15:E21)","v":0},{"$f":"SUM(F15:F21)","v":0},0,0,0,0,0,{"$f":"SUM(L15:L21)","v":0},0,"N/A","N/A","N/A","N/A",null,null,{"$f":"SUM(T15:T21)","v":0},0,0,"N/A"]
[null,null,"PROJECTED",{"$f":"IFERROR(D21+1,\"N/A\")","v":"N/A"},null,null,null,null,null,null,null,null,null,"N/A","N/A","N/A","N/A",{"$f":"IFERROR(N23/N21-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(P23/P21-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(F23*((1+$D$30)^($D$21-D23)),\"N/A\")","v":"N/A"},{"$f":"IFERROR(L23*((1+$D$30)^($D$21-D23)),\"N/A\")","v":"N/A"},{"$f":"IFERROR(M23*((1+$D$30)^($D$21-D23)),\"N/A\")","v":"N/A"},"N/A"]
[null,null,null,{"$f":"IFERROR(D23+1,\"N/A\")","v":"N/A"},null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(F24/E24,\"N/A\")","v":"N/A"},"N/A","N/A","N/A",{"$f":"IFERROR(N24/N23-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(P24/P23-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(F24*((1+$D$30)^($D$21-D24)),\"N/A\")","v":"N/A"},{"$f":"IFERROR(L24*((1+$D$30)^($D$21-D24)),\"N/A\")","v":"N/A"},{"$f":"IFERROR(M24*((1+$D$30)^($D$21-D24)),\"N/A\")","v":"N/A"},"N/A"]
[null,null,null,"TOTAL",{"$f":"SUM(E23:E24)","v":0},{"$f":"SUM(F23:F24)","v":0},null,null,null,null,{"$f":"SUM(K23:K24)","v":0},{"$f":"SUM(L23:L24)","v":0},{"$f":"SUM(M23:M24)","v":0},"N/A","N/A","N/A","N/A",null,null,{"$f":"SUM(T23:T24)","v":0},0,0,"N/A"]
[null,null,"LIFETIME","TOTAL",{"$f":"E25+E22","v":0},{"$f":"F25+F22","v":0},null,null,null,null,{"$f":"K25+K22","v":0},{"$f":"L25+L22","v":0},{"$f":"M25+M22","v":0},"N/A","N/A","N/A","N/A",null,null,{"$f":"T25+T22","v":0},{"$f":"U25+U22","v":0},{"$f":"V25+V22","v":0},"N/A"]
[null,null,"1 Express Prescription Drug Rebates as a negative number"]
[null,null,"2 Projected payments should be a negative value and receipts a positive value",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Statutory Minimum Loss Ratio",null,null,0.75]
[]
[null,null,"Interest Assumption"]

{"sheet":"III Form 130B","index":2,"n_rows":38,"n_cols":21,"rows_kept":38,"cut":false,"hidden":false,"merged":[[23,12,23,14],[23,15,23,17],[27,3,27,5],[27,6,27,8],[27,9,27,11],[27,12,27,14],[27,15,27,17],[23,3,23,5],[23,6,23,8],[23,9,23,11],[2,2,2,4],[2,5,2,7],[2,8,2,10],[29,1,34,1],[35,1,36,1],[5,2,5,3],[14,1,20,1],[21,1,22,1],[23,1,23,2],[12,9,12,11],[12,12,12,14],[12,15,12,17],[12,3,12,5],[6,2,6,3],[7,2,7,3],[8,2,8,3],[12,6,12,8]]}
[null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,"Color Coding Key","Manual Input - Free Form",null,null,"Manual Input - Dropdown List",null,null,"Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,"Table 5a. Form 130B - Trend Information"]
[]
[null,null,null,"Inpatient Hospital Inputs",null,null,"Outpatient Hospital Inputs",null,null,"Physician Inputs",null,null,"Prescription Drugs Inputs",null,null,"Other Inputs"]
[null,null,"Calendar Year","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Capitation PMPM","Total PMPM","Member Months"]
[null,"ACTUALS",{"$f":"IFERROR(C16-1,\"N/A\")","v":"N/A"},null,null,{"$f":"IFERROR(D15*E15/12000,0)","v":0},null,null,{"$f":"IFERROR(G15*H15/12000,0)","v":0},null,null,{"$f":"IFERROR(J15*K15/12000,0)","v":0},null,null,{"$f":"IFERROR(M15*N15/12000,0)","v":0},null,null,{"$f":"IFERROR(P15*Q15/12000,0)","v":0},null,{"$f":"F15+I15+L15+O15+R15+S15","v":0}]
[null,null,{"$f":"IFERROR(C17-1,\"N/A\")","v":"N/A"},null,null,{"$f":"IFERROR(D16*E16/12000,0)","v":0},null,null,{"$f":"IFERROR(G16*H16/12000,0)","v":0},null,null,{"$f":"IFERROR(J16*K16/12000,0)","v":0},null,null,{"$f":"IFERROR(M16*N16/12000,0)","v":0},null,null,{"$f":"IFERROR(P16*Q16/12000,0)","v":0},null,{"$f":"F16+I16+L16+O16+R16+S16","v":0}]
[null,null,"N/A",null,null,0,null,null,0,null,null,0,null,null,0,null,null,0,null,0]
[null,null,"N/A",null,null,0,null,null,0,null,null,0,null,null,0,null,null,0,null,0]
[null,null,"N/A",null,null,0,null,null,0,null,null,0,null,null,0,null,null,0,null,0]
[null,null,"N/A",null,null,0,null,null,0,null,null,0,null,null,0,null,null,0,null,0]
[null,null,{"$f":"IFERROR(YEAR('I Data'!$C$12),\"N/A\")","v":"N/A"},null,null,0,null,null,0,null,null,0,null,null,0,null,null,0,null,0]
[null,"PROJECTED",{"$f":"IFERROR(C21+1,\"N/A\")","v":"N/A"},null,null,0,null,null,0,null,null,0,null,null,0,null,null,0,null,0]
[null,null,{"$f":"IFERROR(C22+1,\"N/A\")","v":"N/A"},null,null,0,null,null,0,null,null,0,null,null,0,null,null,0,null,0]
[null,"UNIT OF MEASUREMENT"]
[]
[null,"Table 5b. Form 130B - Trend Calculation"]
[]
[null,null,null,"Inpatient Hospital Trends",null,null,"Outpatient Hospital Trends",null,null,"Physician Trends",null,null,"Prescription Drug Trends",null,null,"Other Trends"]
[null,null,"Calendar Year","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Allowed Cost per Unit","Units per 1,000","Allowed PMPM","Capitation Trend","Total Trend"]
[null,"ACTUALS",{"$f":"IFERROR(C31-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(D16/D15-1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(E16/E15-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,"N/A",{"$f":"IFERROR(D17/D16-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,"N/A",{"$f":"IFERROR(D18/D17-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,"N/A",{"$f":"IFERROR(D19/D18-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,"N/A",{"$f":"IFERROR(D20/D19-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,{"$f":"IFERROR(YEAR('I Data'!$C$12),\"N/A\")","v":"N/A"},{"$f":"IFERROR(D21/D20-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,"PROJECTED",{"$f":"IFERROR(C35+1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(D22/D21-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,{"$f":"IFERROR(C36+1,\"N/A\")","v":"N/A"},{"$f":"IFERROR(D23/D22-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR(((1+T36)*(1+T37))^0.5-1,\"N/A\")","v":"N/A"},"<-- Annualized Trend"]

{"sheet":"IV Rate Development","index":3,"n_rows":74,"n_cols":14,"rows_kept":74,"cut":false,"hidden":false,"merged":[[7,2,7,3],[8,2,8,3],[2,2,2,3],[2,4,2,5],[2,6,2,7],[5,2,5,3],[6,2,6,3]]}
[null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,"Color Coding Key","Manual Input - Free Form",null,"Manual Input - Dropdown List",null,"Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,"Table 6. Development of the Projected Index Rate, Market-Adjusted Index Rate, and Total Allowed Claims"]
[]
[null,"Development of the Projected Index Rate","Actual Experience Data","Manual Data"]
[null,"Experience Period PMPM (Allowed EHB + Capitation EHB - Rx Rebates)",{"$f":"'I Data'!$F$40","v":0},{"$f":"'I Data'!$F$51","v":0},"<- Actual Experience PMPM should be consistent with the Index Rate of Experience Period on URRT"]
[null,"Trend Projection Factor",{"$f":"IFERROR(((1+'III Form 130B'!$T$36)*(1+'III Form 130B'!$T$37))^('I Data'!$F$12/24),\"N/A\")","v":"N/A"},{"$f":"IFERROR(((1+'III Form 130B'!$T$36)*(1+'III Form 130B'!$T$37))^('I Data'!$F$13/24),\"N/A\")","v":"N/A"}]
[null,"Unadjusted Projected Allowed EHB Claims PMPM",{"$f":"IFERROR(C14*C15,\"N/A\")","v":"N/A"},{"$f":"IFERROR(D14*D15,\"N/A\")","v":"N/A"}]
[null,"Single Risk Pool Adjustment Factors"]
[null,"  Change in Morbidity",null,null,"  <- See URRT Instructions"]
[null,"  Change in Other",{"$f":"PRODUCT(C20:C23)","v":0},{"$f":"PRODUCT(D20:D23)","v":0}]
[null,"    Change in Demographics",null,null,"  <- See URRT Instructions"]
[null,"    Change in Network",null,null,"  <- See URRT Instructions"]
[null,"    Change in Benefits",null,null,"  <- See URRT Instructions"]
[null,"    Change in Other",null,null,"  <- See URRT Instructions"]
[]
[null,"Total Adjusted Projected Allowed EHB Claims PMPM",{"$f":"IFERROR(C16*C18*C19,\"N/A\")","v":"N/A"},{"$f":"IFERROR(D16*D18*D19,\"N/A\")","v":"N/A"}]
[null,"Credibility Factors",0,{"$f":"1-C26","v":1},"  <- See Instructions"]
[null,"Blended Projected EHB Claims PMPM",null,{"$f":"IFERROR((C25*C26)+(D25*D26),\"N/A\")","v":"N/A"},"  <- Projected Index Rate "]
[null,"Development of the Market-Adjusted Index Rate and Total Allowed Claims",null,null,null,null,null,null,"Table 6a. Small Group Projected Index Rate with Quarterly Trend"]
[null,"Blended Projected EHB Claims PMPM",{"$f":"D27","v":"N/A"},"<- Index Rate for Projection Period on URRT",null,null,null,null,"Quarter","Q1","Q2","Q3","Q4","Total Single Risk Pool"]
[null,"Small Group Quarterly Trend Adjustment",{"$f":"IF('I Data'!$C$10=\"Individual\",1,IFERROR($N$34/$C$29,\"N/A\"))","v":1},null,null,null,null,null,"Member Months Renewing in Quarter",null,null,null,null,{"$f":"SUM(J30:M30)","v":0}]
[null,"Adjusted Projected Allowed EHB Claims PMPM ",{"$f":"IFERROR(PRODUCT(C29:C30),\"N/A\")","v":1},"<- Index Rate for Projection Period",null,null,null,null,"Months of Trend",0,3,6,9]
[null,"    Projected Paid to Allowed Ratio ",null,"<- Paid to Allowed Average Factor in Projection Period on URRT",null,null,null,null,"Annualized Quarterly Trend*",{"$f":"'III Form 130B'!$T$38","v":"N/A"},{"$f":"'III Form 130B'!$T$38","v":"N/A"},{"$f":"'III Form 130B'!$T$38","v":"N/A"},{"$f":"'III Form 130B'!$T$38","v":"N/A"}]
[null,"Projected Paid EHB Claims PMPM",{"$f":"IFERROR( C31*C32,\"N/A\")","v":0},null,null,null,null,null,"Additional Adjustment**",1,1,1,1]
[null,"Market-wide Adjustments",null,null,null,null,null,null,"Quarterly Projected Allowed Claims",{"$f":"IFERROR($C$29*(1+J32)^(J31/12)*J33,\"N/A\")","v":"N/A"},{"$f":"IFERROR($C$29*(1+K32)^(K31/12)*K33,\"N/A\")","v":"N/A"},"N/A","N/A",{"$f":"IFERROR(IF(N30=0,0,SUMPRODUCT(J34:M34,J30:M30)/N30),\"N/A\")","v":0}]
[null,"    Projected Risk Adjustment PMPM",null,"<-- Projected payments should be a negative value and receipts a positive value",null,null,null,null,"Quarterly Trend Factor",{"$f":"IFERROR(J34/$N$34,\"N/A\")","v":"N/A"},{"$f":"IFERROR(K34/$N$34,\"N/A\")","v":"N/A"},{"$f":"IFERROR(L34/$N$34,\"N/A\")","v":"N/A"},{"$f":"IFERROR(M34/$N$34,\"N/A\")","v":"N/A"}]
[null,"    Projected Paid Exchange User Fees PMPM",null,null,null,null,null,null,"*The quarterly trend defaults to the trend from Form 130B but can be changed by quarter if necessary"]
[null,"    Projected Reinsurance PMPM",null,"<-- Reinsurance should be input as a positive value",null,null,null,null,"**Provide a quantitative and qualitative explanation in the actuarial memorandum for any adjustment included in this row"]
[]
[null,"Market-Adjusted Projected Paid EHB Claims PMPM",{"$f":"IFERROR(C33-C35+C36-C37,\"N/A\")","v":0}]
[]
[null,"Market-Adjusted Projected Allowed EHB Claims PMPM ",{"$f":"IFERROR(C39/C32,\"N/A\")","v":"N/A"},"<- Market-Adjusted Index Rate  "]
[]
[null,"Projected Allowed Non-EHB Claims PMPM"]
[]
[null,"Market-Adjusted Projected Paid Total Claims PMPM ",{"$f":"IFERROR(C39+(C43*C32),\"N/A\")","v":0}]
[]
[null,"Market-Adjusted Projected Allowed Total Claims PMPM ",{"$f":"IFERROR(C41+C43,\"N/A\")","v":"N/A"}]
[]
[null,"Table 7. Retention"]
[]
[null,"Retention Items","Percentages","PMPM Amounts"]
[null,"Administrative Expenses",{"$f":"IFERROR(IF('V Plan Rates'!$N$21=\"N/A\",SUM(C53:C55),'V Plan Rates'!$N$21),\"N/A\")","v":0},{"$f":"IFERROR(C52*$C$66,0)","v":0},{"$f":"IF(C52<>SUM(C53:C55),\"<--The calculated percentage does not equal the sum of the pieces below\",\"\")","v":""}]
[null,"    General and Claims",null,0]
[null,"    Agent/Broker Fees and Commissions",null,0]
[null,"    Quality Improvement Initiatives",null,0]
[null,"Taxes and Fees",{"$f":"IFERROR(IF('V Plan Rates'!$O$21=\"N/A\",SUM(C57:C60),'V Plan Rates'!$O$21),\"N/A\")","v":0},0,{"$f":"IF(C56<>SUM(C57:C60),\"<--The calculated percentage does not equal the sum of the pieces below\",\"\")","v":""}]
[null,"    PCORI Fees",null,0]
[null,"    VA Premium Tax (if applicable)",null,0]
[null,"    Federal Income Tax",null,0]
[null,"    Risk Adjustment Fee",null,0]
[]
[null,"Profit/Contingency (after tax)",{"$f":"IFERROR('V Plan Rates'!$P$21,\"N/A\")","v":0},{"$f":"IFERROR(C62*$C$66,0)","v":0}]
[]
[null,"Total Retention ",{"$f":"IFERROR(C52+C56+C62,\"N/A\")","v":0},{"$f":"IFERROR(C64*$C$66,0)","v":0}]
[]
[null,"Projected Required Revenue PMPM ",{"$f":"IFERROR((C45)/(1-C64),\"N/A\")","v":0},"<-  Single Risk Pool Gross Premium Avg. Rate, PMPM on URRT"]
[]
[null,"Commission Detail","Percentages","PMPM Amounts"]
[null,"New Business Commission",null,null,{"$f":"IF(AND(C69<>\"\",D69<>\"\"),\"<-- Either a percentage or PMPM amount should be input, not both\",\"\")","v":""}]
[null,"Renewing Business Commission"]
[null,"Special Enrollment Period Commission",null,null,{"$f":"IF(AND(C71<>\"\",D71<>\"\"),\"<-- Either a percentage or PMPM amount should be input, not both\",\"\")","v":""}]
[null,"New Business Commission (calculated)",{"$f":"IFERROR(IF(C69=\"\",D69/$C$66,C69),\"N/A\")","v":"N/A"},{"$f":"IFERROR(IF(D69=\"\",C69*$C$66,D69),\"N/A\")","v":0}]
[null,"Renewing Business Commission (calculated)",{"$f":"IFERROR(IF(C70=\"\",D70/$C$66,C70),\"N/A\")","v":"N/A"},{"$f":"IFERROR(IF(D70=\"\",C70*$C$66,D70),\"N/A\")","v":0}]
[null,"Special Enrollment Period Commission (calculated)","N/A",0]

{"sheet":"V Plan Rates","index":4,"n_rows":523,"n_cols":38,"rows_kept":139,"cut":true,"hidden":false,"merged":[[2,6,2,8],[6,2,6,3],[7,2,7,3],[8,2,8,3],[2,2,2,3],[2,4,2,5],[5,2,5,3],[5,8,6,8],[4,7,4,11],[5,10,6,10],[5,11,6,11],[5,9,6,9],[12,1,12,2],[18,25,18,37],[12,4,12,5],[13,4,13,5],[16,10,16,19],[18,6,18,15],[16,4,16,5],[15,4,15,5]],"bounds":{"rows_first":62,"rows_last":15,"rows_between":62,"halvings":5}}
[null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,"Color Coding Key","Manual Input - Free Form",null,"Manual Input - Dropdown List",null,"Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0},null,null,null,null,"Individual Market On-Exchange Silver Plan Membership Information"]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0},null,null,null,null,"Silver",{"$f":"\"Current Mems\n(on \"&TEXT('I Data'!$C$14, \"MM-DD-YYYY\")&\")\"","v":"Current Mems\n(on N/A)"},{"$f":"\"Projected Mems\n(CY \"&YEAR('I Data'!$C$11)&\")\"","v":"Projected Mems\n(CY 1900)"},{"$f":"\"Current Mems\n(on \"&TEXT('I Data'!$C$14, \"MM-DD-YYYY\")&\")\"","v":"Current Mems\n(on N/A)"},{"$f":"\"Projected Mems\n(CY \"&YEAR('I Data'!$C$11)&\")\"","v":"Projected Mems\n(CY 1900)"}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0},null,null,null,null,"Plan Type"]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"},null,null,null,null,"Base - 70%",null,null,{"$f":"IFERROR(I8/I$13,\"N/A\")","v":"N/A"},"N/A"]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"},null,null,null,null,0.73,null,null,"N/A","N/A"]
[null,null,null,null,null,null,null,0.87,null,null,"N/A","N/A"]
[null,"Table 8. Plan Rates",null,null,null,null,null,0.94,null,null,"N/A","N/A"]
[]
[null,"Calibration Information",null,null,{"$f":"\"Member Snapshot @ \"&TEXT('I Data'!$C$14,\"MM-DD-YYYY\")","v":"Member Snapshot @ N/A"},null,null,"Total",{"$f":"SUM(I8:I11)","v":0},{"$f":"SUM(J8:J11)","v":0},{"$f":"IFERROR(I13/I$13,\"N/A\")","v":"N/A"},{"$f":"IFERROR(J13/J$13,\"N/A\")","v":"N/A"}]
[null,"Age Calibration Factor",null,null,{"$f":"AL21","v":0}]
[null,"Geographic Calibration Factor",null,null,{"$f":"IF(E14<>'I Data'!$D$21,\"The inputted membership by plan does not match the current membership inputted on tab 'I Data'\",\"\")","v":""}]
[null,"Tobacco Calibration Factor",null,null,"Market Adjusted Index Rate"]
[null,"Aggregate Calibration Factor",{"$f":"IFERROR(C14*C15*C16,\"N/A\")","v":0},null,{"$f":"'IV Rate Development'!C41","v":"N/A"}]
[]
[null,null,null,null,null,null,"45 CFR Part 156.80 (d) (2) Allowable Factors",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"TEXT('I Data'!$C$14,\"MM-DD-YYYY\")&\" Number of Members by Rating Area\"","v":"N/A Number of Members by Rating Area"}]
["Plan Number",{"$f":"TEXT('I Data'!$C$11,\"M/D/YYYY\")&\" HIOS Plan ID\"","v":"1/0/1900 HIOS Plan ID"},"Product Type \n(HMO, POS, PPO, EPO, Indemnity, Other)","Metallic Tier","Metallic Tier Actuarial Value","Exchange Indicator (Off, On/Off)","Pricing AV (company-determined AV)","Benefit Richness (induced demand)","Non-Funding of CSR Adjustment","Benefits in Addition to EHB","Provider Network","Catastrophic Eligibility","Pure Premium","Admin Costs ","Taxes & Fees (not including Exchange fees)","Profit or Contingency",null,{"$f":"\"Total \nMembers Mapped into \"&YEAR('I Data'!$C$11)&\" Plans @ \"&TEXT('I Data'!$C$14, \"MM-DD-YYYY\")","v":"Total \nMembers Mapped into 1900 Plans @ N/A"},"% of Total Members",null,{"$f":"YEAR('I Data'!$C$11)&\"  Calibrated Plan Adjusted Index Rate PMPM\"","v":"1900  Calibrated Plan Adjusted Index Rate PMPM"},{"$f":"YEAR('I Data'!$C$11)-1&\" Calibrated Plan Adjusted Index Rate PMPM\"","v":"1899 Calibrated Plan Adjusted Index Rate PMPM"},null,"Proposed Rate Change Compared to Prior 12 Months",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Total"]
["Totals",null,null,null,{"$f":"IFERROR(IFERROR(SUMPRODUCT(E24:E523,$R$24:$R$523)/$R$21,AVERAGE(E24:E523)),\"N/A\")","v":"N/A"},null,{"$f":"IFERROR(IFERROR(SUMPRODUCT(G24:G523,$R$24:$R$523)/$R$21,AVERAGE(G24:G523)),1)","v":1},1,1,1,1,1,{"$f":"IFERROR(IFERROR(SUMPRODUCT(M24:M523,$R$24:$R$523)/$R$21,AVERAGE(M24:M523)),\"N/A\")","v":"N/A"},{"$f":"IFERROR(IFERROR(SUMPRODUCT(N24:N523,$R$24:$R$523)/$R$21,AVERAGE(N24:N523)),0)","v":0},{"$f":"IFERROR(IFERROR(SUMPRODUCT(O24:O523,$R$24:$R$523)/$R$21,AVERAGE(O24:O523)),0)","v":0},{"$f":"IFERROR(IFERROR(SUMPRODUCT(P24:P523,$R$24:$R$523)/$R$21,AVERAGE(P24:P523)),0)","v":0},null,{"$f":"SUM(R24:R523)","v":0},null,null,{"$f":"IFERROR(SUMPRODUCT(U24:U523,$R$24:$R$523)/$R$21,\"N/A\")","v":"N/A"},{"$f":"IFERROR(SUMPRODUCT(V24:V523,$R$24:$R$523)/$R$21,\"N/A\")","v":"N/A"},null,{"$f":"IFERROR(U21/V21-1,\"N/A\")","v":"N/A"},null,{"$f":"SUM(Z23:Z523)","v":0},{"$f":"SUM(AA23:AA523)","v":0},0,0,0,0,0,0,0,0,0,0,{"$f":"SUM(AL23:AL523)","v":0}]
[]
["Transitional Plans","TRANSITIONAL","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A",null,{"$f":"AL23","v":0},"N/A",null,"N/A","N/A",null,"N/A",null,"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A",{"$f":"SUM(Z23:AK23)","v":0}]
["Plan 1",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IFERROR($E$17* PRODUCT(G24:L24),\"N/A\")","v":"N/A"},null,null,null,null,{"$f":"AL24","v":0},{"$f":"IFERROR(R24/$R$21,\"N/A\")","v":"N/A"},null,{"$f":"IFERROR($M24/(1-$N24-$O24-$P24)/$C$17,\"N/A\")","v":"N/A"},null,null,{"$f":"IFERROR(IF(OR(V24=0,U24=0),\"N/A\",U24/V24-1),\"N/A\")","v":"N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Z24:AK24)","v":0}]
["Plan 2",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Z25:AK25)","v":0}]
["Plan 3",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 4",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 5",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 6",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 7",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 8",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 9",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 10",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 11",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 12",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 13",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 14",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 15",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Z38:AK38)","v":0}]
["Plan 16",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 17",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 18",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 19",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 20",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 21",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 22",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 23",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 24",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 25",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 26",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 27",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 28",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 29",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 30",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 31",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 32",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 33",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,{"$f":"IFERROR(R56/$R$21,\"N/A\")","v":"N/A"},null,"N/A",null,null,{"$f":"IFERROR(IF(OR(V56=0,U56=0),\"N/A\",U56/V56-1),\"N/A\")","v":"N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 34",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 35",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 36",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 37",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 38",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 39",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 44",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 49",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 57",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 62",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 70",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 81",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 84",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 92",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 97",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,{"$f":"IFERROR(R120/$R$21,\"N/A\")","v":"N/A"},null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 105",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 114",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 119",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 127",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 135",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 140",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 147",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 161",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 162",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 170",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 182",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 188",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 196",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 204",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 205",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 217",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 221",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 227",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 239",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 247",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 252",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 262",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 269",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 274",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 282",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 290",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 295",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 303",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 309",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 317",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 325",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 330",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 336",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 344",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 352",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 360",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 365",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 377",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 382",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 387",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 395",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 400",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 410",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 417",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 422",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 430",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 435",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 443",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 452",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 457",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 465",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 473",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 484",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,{"$f":"IFERROR(R507/$R$21,\"N/A\")","v":"N/A"},null,"N/A",null,null,{"$f":"IFERROR(IF(OR(V507=0,U507=0),\"N/A\",U507/V507-1),\"N/A\")","v":"N/A"},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(Z507:AK507)","v":0}]
["Plan 486",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 487",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 488",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 489",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 490",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 491",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 492",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 493",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 494",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 495",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 496",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 497",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 498",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 499",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]
["Plan 500",null,null,null,null,null,null,null,null,null,null,null,"N/A",null,null,null,null,0,"N/A",null,"N/A",null,null,"N/A",null,null,null,null,null,null,null,null,null,null,null,null,null,0]

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[]
[]
[]
[]
[null,"Table 9. Individual Plan Premium Development for 21-Year-Old Non-Tobacco User (see columns BJ:GL for required user input on county/independent city coverage)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Selected Age for Table Below",null,null,21,"<-- No entry is required as this is for Bureau use"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)"]
[null,null,null,null,null,{"$f":"YEAR('I Data'!$C$11)&\" 21-year-old, Non-Tobacco Premium PMPM\"","v":"1900 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"YEAR('I Data'!$C$11)-1&\" 21-year-old, Non-Tobacco Premium PMPM\"","v":"1899 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,"Change in 21-year-old Non-Tobacco Premium PMPM ",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"YEAR('I Data'!$C$11)&\" \"&$BB$15&\"-year-old, Non-Tobacco Premium PMPM\"","v":"1900 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 1 (Blacksburg)",null,null,null,"Area 2 (Charlottesville)",null,null,null,null,"Area 3 (Danville)",null,"Area 4 (Harrisonburg)",null,"Area 5 (Bristol)",null,null,"Area 6 (Lynchburg)",null,null,null,null,"Area 7 (Richmond)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 8 (Roanoke)",null,null,null,null,null,"Area 9 (Tidewater)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 10 (Northern VA)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 11 (Winchester)",null,"Area 12 (Non-MSA)"]
["Plan Number",{"$f":"TEXT('I Data'!$C$11,\"M/D/YYYY\")&\" HIOS Plan ID\"","v":"1/0/1900 HIOS Plan ID"},"Metallic Tier","Exchange On/Off or Off",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Giles","Montgomery","Pulaski","Radford City","Albemarle","Charlottesville City","Fluvanna","Greene","Nelson","Danville City","Pittsylvania","Harrisonburg City","Rockingham","Bristol City","Scott","Washington","Amherst","Appomattox","Bedford","Campbell","Lynchburg City","Amelia","Caroline","Charles City","Chesterfield","Colonial Heights City","Cumberland","Dinwiddie","Goochland","Hanover","Henrico","Hopewell City","King and Queen","King William","Louisa","New Kent","Petersburg City","Powhatan","Prince George","Richmond City","Sussex","Botetourt","Craig","Franklin","Roanoke","Roanoke City","Salem City","Chesapeake City","Gloucester","Hampton City","Isle of Wight","James City","Mathews","Newport News City","Norfolk City","Poquoson City","Portsmouth City","Suffolk City","Surry","Virginia Beach City","Williamsburg City","York","Alexandria City","Arlington","Clarke","Fairfax","Fairfax City","Falls Church City","Fauquier","Fredericksburg City","Loudoun","Manassas City","Manassas Park City","Prince William","Spotsylvania","Stafford","Warren","Frederick","Winchester City","Accomack","Alleghany","Augusta","Bath","Bland","Brunswick","Buchanan","Buckingham","Buena Vista City","Carroll","Charlotte","Covington City","Culpeper","Dickenson","Emporia City","Essex","Floyd","Franklin City","Galax City","Grayson","Greensville","Halifax","Henry","Highland","King George","Lancaster","Lee","Lexington City","Lunenburg","Madison","Martinsville City","Mecklenburg","Middlesex","Northampton","Northumberland","Norton City","Nottoway","Orange","Page","Patrick","Prince Edward","Rappahannock","Richmond","Rockbridge","Russell","Shenandoah","Smyth","Southampton","Staunton City","Tazewell","Waynesboro City","Westmoreland","Wise","Wythe"]
["Totals",{"$f":"\"These cells auto-fill using the data entered in\"&LEFT('V Plan Rates'!$B$11,FIND(\".\",'V Plan Rates'!$B$11))","v":"These cells auto-fill using the data entered inTable 8."},null,null,null,{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!Z21>0,SUM('V Plan Rates'!Z24:Z523)>0),SUMPRODUCT(F23:F522,'V Plan Rates'!Z24:Z523)/SUM('V Plan Rates'!Z24:Z523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AA21>0,SUM('V Plan Rates'!AA24:AA523)>0),SUMPRODUCT(G23:G522,'V Plan Rates'!AA24:AA523)/SUM('V Plan Rates'!AA24:AA523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AB21>0,SUM('V Plan Rates'!AB24:AB523)>0),SUMPRODUCT(H23:H522,'V Plan Rates'!AB24:AB523)/SUM('V Plan Rates'!AB24:AB523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AC21>0,SUM('V Plan Rates'!AC24:AC523)>0),SUMPRODUCT(I23:I522,'V Plan Rates'!AC24:AC523)/SUM('V Plan Rates'!AC24:AC523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AD21>0,SUM('V Plan Rates'!AD24:AD523)>0),SUMPRODUCT(J23:J522,'V Plan Rates'!AD24:AD523)/SUM('V Plan Rates'!AD24:AD523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AE21>0,SUM('V Plan Rates'!AE24:AE523)>0),SUMPRODUCT(K23:K522,'V Plan Rates'!AE24:AE523)/SUM('V Plan Rates'!AE24:AE523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AF21>0,SUM('V Plan Rates'!AF24:AF523)>0),SUMPRODUCT(L23:L522,'V Plan Rates'!AF24:AF523)/SUM('V Plan Rates'!AF24:AF523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AG21>0,SUM('V Plan Rates'!AG24:AG523)>0),SUMPRODUCT(M23:M522,'V Plan Rates'!AG24:AG523)/SUM('V Plan Rates'!AG24:AG523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AH21>0,SUM('V Plan 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Rates'!AL24:AL523),0),\"N/A\"))","v":0},null,{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!Z21>0,SUM('V Plan Rates'!Z24:Z523)>0),SUMPRODUCT(T23:T522,'V Plan Rates'!Z24:Z523)/SUM('V Plan Rates'!Z24:Z523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AA21>0,SUM('V Plan Rates'!AA24:AA523)>0),SUMPRODUCT(U23:U522,'V Plan Rates'!AA24:AA523)/SUM('V Plan Rates'!AA24:AA523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AB21>0,SUM('V Plan Rates'!AB24:AB523)>0),SUMPRODUCT(V23:V522,'V Plan Rates'!AB24:AB523)/SUM('V Plan Rates'!AB24:AB523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AC21>0,SUM('V Plan Rates'!AC24:AC523)>0),SUMPRODUCT(W23:W522,'V Plan Rates'!AC24:AC523)/SUM('V Plan Rates'!AC24:AC523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AD21>0,SUM('V Plan Rates'!AD24:AD523)>0),SUMPRODUCT(X23:X522,'V Plan Rates'!AD24:AD523)/SUM('V Plan Rates'!AD24:AD523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AE21>0,SUM('V Plan Rates'!AE24:AE523)>0),SUMPRODUCT(Y23:Y522,'V Plan Rates'!AE24:AE523)/SUM('V Plan Rates'!AE24:AE523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AF21>0,SUM('V Plan Rates'!AF24:AF523)>0),SUMPRODUCT(Z23:Z522,'V Plan Rates'!AF24:AF523)/SUM('V Plan Rates'!AF24:AF523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AG21>0,SUM('V Plan Rates'!AG24:AG523)>0),SUMPRODUCT(AA23:AA522,'V Plan Rates'!AG24:AG523)/SUM('V Plan Rates'!AG24:AG523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AH21>0,SUM('V Plan Rates'!AH24:AH523)>0),SUMPRODUCT(AB23:AB522,'V Plan Rates'!AH24:AH523)/SUM('V Plan Rates'!AH24:AH523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AI21>0,SUM('V Plan Rates'!AI24:AI523)>0),SUMPRODUCT(AC23:AC522,'V Plan Rates'!AI24:AI523)/SUM('V Plan Rates'!AI24:AI523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AJ21>0,SUM('V Plan Rates'!AJ24:AJ523)>0),SUMPRODUCT(AD23:AD522,'V Plan Rates'!AJ24:AJ523)/SUM('V Plan Rates'!AJ24:AJ523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AK21>0,SUM('V Plan Rates'!AK24:AK523)>0),SUMPRODUCT(AE23:AE522,'V Plan Rates'!AK24:AK523)/SUM('V Plan Rates'!AK24:AK523),0),\"N/A\"))","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AL21>0,SUM('V Plan Rates'!AL24:AL523)>0),SUMPRODUCT(AF23:AF522,'V Plan Rates'!AL24:AL523)/SUM('V Plan Rates'!AL24:AL523),0),\"N/A\"))","v":0},null,{"$f":"IFERROR(F20/T20-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A",null,{"$f":"IFERROR(F20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(G20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(H20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(I20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(J20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(K20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(L20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(M20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(N20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(O20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(P20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(Q20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(R20*VLOOKUP($BB$15,'VIII Cons Factors & Rate Pres'!#REF!,2,0),\"N/A\")","v":"N/A"}]
[]
[]
["Plan 1",{"$f":"IF($C$8<>\"Individual\",\"N/A\",'V Plan Rates'!B24)","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",'V Plan Rates'!D24)","v":0},{"$f":"IF($C$8<>\"Individual\",\"N/A\",'V Plan Rates'!F24)","v":0},null,{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,F$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,F$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(F$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,G$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,G$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(G$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,H$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,H$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(H$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,I$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,I$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(I$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,J$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,J$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(J$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,K$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,K$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(K$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,L$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,L$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(L$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,M$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,M$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(M$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,N$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,N$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(N$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,O$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,O$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(O$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Individual\",\"N/A\",IF(COUNTIFS($BJ$524:$GL$524,P$19,$BJ23:$GL23,\"N\")=COUNTIFS($BJ$524:$GL$524,P$19),\"N/A\",IFERROR('V Plan Rates'!$U24*VLOOKUP(P$524,'VIII Cons Factors & Rate 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[null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,"Color Coding Key","Manual Input - Free Form",null,"Manual Input - Dropdown List",null,null,"Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[]
[]
[]
[]
[null,"Table 10. Small Group Plan Premium Development for 21-Year-Old Non-Tobacco User (see columns CZ:IB for required user input on county/independent city coverage)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Selected Age for Table Below",null,null,21,"<-- No entry is required as this is for Bureau use"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Coverage Information by County/Independent City (N = No coverage, Y = Full coverage, P = Partial coverage; defaults to Y when a Rating Area factor is provided)"]
[null,null,null,null,null,{"$f":"\"Q1, \"&YEAR('I Data'!$C$11)&\" 21-year-old, Non-Tobacco Premium PMPM\"","v":"Q1, 1900 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"\"Q1, \"&YEAR('I Data'!$C$11)-1&\" 21-year-old, Non-Tobacco Premium PMPM\"","v":"Q1, 1899 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,"Change in Q1 21-year-old Non-Tobacco Premium PMPM ",null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"\"Q2, \"&YEAR('I Data'!$C$11)&\" 21-year-old, Non-Tobacco Premium PMPM\"","v":"Q2, 1900 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"\"Q3, \"&YEAR('I Data'!$C$11)&\" 21-year-old, Non-Tobacco Premium PMPM\"","v":"Q3, 1900 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"\"Q4, \"&YEAR('I Data'!$C$11)&\" 21-year-old, Non-Tobacco Premium PMPM\"","v":"Q4, 1900 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"\"Q1, \"&YEAR('I Data'!$C$11)&\" \"&$CR$15&\"-year-old, Non-Tobacco Premium PMPM\"","v":"Q1, 1900 21-year-old, Non-Tobacco Premium PMPM"},null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 1 (Blacksburg)",null,null,null,"Area 2 (Charlottesville)",null,null,null,null,"Area 3 (Danville)",null,"Area 4 (Harrisonburg)",null,"Area 5 (Bristol)",null,null,"Area 6 (Lynchburg)",null,null,null,null,"Area 7 (Richmond)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 8 (Roanoke)",null,null,null,null,null,"Area 9 (Tidewater)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 10 (Northern VA)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Area 11 (Winchester)",null,"Area 12 (Non-MSA)"]
["Plan Number",{"$f":"TEXT('I Data'!$C$11,\"M/D/YYYY\")&\" HIOS Plan ID\"","v":"1/0/1900 HIOS Plan ID"},"Metallic Tier","Exchange On/Off or Off",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Average (weighted by enrollment)",null,"Giles","Montgomery","Pulaski","Radford City","Albemarle","Charlottesville City","Fluvanna","Greene","Nelson","Danville City","Pittsylvania","Harrisonburg City","Rockingham","Bristol City","Scott","Washington","Amherst","Appomattox","Bedford","Campbell","Lynchburg City","Amelia","Caroline","Charles City","Chesterfield","Colonial Heights City","Cumberland","Dinwiddie","Goochland","Hanover","Henrico","Hopewell City","King and Queen","King William","Louisa","New Kent","Petersburg City","Powhatan","Prince George","Richmond City","Sussex","Botetourt","Craig","Franklin","Roanoke","Roanoke City","Salem City","Chesapeake City","Gloucester","Hampton City","Isle of Wight","James City","Mathews","Newport News City","Norfolk City","Poquoson City","Portsmouth City","Suffolk City","Surry","Virginia Beach City","Williamsburg City","York","Alexandria City","Arlington","Clarke","Fairfax","Fairfax City","Falls Church City","Fauquier","Fredericksburg City","Loudoun","Manassas City","Manassas Park City","Prince William","Spotsylvania","Stafford","Warren","Frederick","Winchester City","Accomack","Alleghany","Augusta","Bath","Bland","Brunswick","Buchanan","Buckingham","Buena Vista City","Carroll","Charlotte","Covington City","Culpeper","Dickenson","Emporia City","Essex","Floyd","Franklin City","Galax City","Grayson","Greensville","Halifax","Henry","Highland","King George","Lancaster","Lee","Lexington City","Lunenburg","Madison","Martinsville City","Mecklenburg","Middlesex","Northampton","Northumberland","Norton City","Nottoway","Orange","Page","Patrick","Prince Edward","Rappahannock","Richmond","Rockbridge","Russell","Shenandoah","Smyth","Southampton","Staunton City","Tazewell","Waynesboro City","Westmoreland","Wise","Wythe"]
["Totals",{"$f":"\"These cells auto-fill using the data entered in\"&LEFT('V Plan Rates'!$B$11,FIND(\".\",'V Plan Rates'!$B$11))","v":"These cells auto-fill using the data entered inTable 8."},null,null,null,{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!Z21>0,SUM('V Plan Rates'!Z24:Z523)>0),SUMPRODUCT(F23:F522,'V Plan Rates'!Z24:Z523)/SUM('V Plan Rates'!Z24:Z523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AA21>0,SUM('V Plan Rates'!AA24:AA523)>0),SUMPRODUCT(G23:G522,'V Plan Rates'!AA24:AA523)/SUM('V Plan Rates'!AA24:AA523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AB21>0,SUM('V Plan Rates'!AB24:AB523)>0),SUMPRODUCT(H23:H522,'V Plan Rates'!AB24:AB523)/SUM('V Plan Rates'!AB24:AB523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AC21>0,SUM('V Plan Rates'!AC24:AC523)>0),SUMPRODUCT(I23:I522,'V Plan Rates'!AC24:AC523)/SUM('V Plan Rates'!AC24:AC523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AD21>0,SUM('V Plan Rates'!AD24:AD523)>0),SUMPRODUCT(J23:J522,'V Plan Rates'!AD24:AD523)/SUM('V Plan Rates'!AD24:AD523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AE21>0,SUM('V Plan Rates'!AE24:AE523)>0),SUMPRODUCT(K23:K522,'V Plan Rates'!AE24:AE523)/SUM('V Plan Rates'!AE24:AE523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AF21>0,SUM('V Plan Rates'!AF24:AF523)>0),SUMPRODUCT(L23:L522,'V Plan Rates'!AF24:AF523)/SUM('V Plan Rates'!AF24:AF523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AG21>0,SUM('V Plan Rates'!AG24:AG523)>0),SUMPRODUCT(M23:M522,'V Plan Rates'!AG24:AG523)/SUM('V Plan Rates'!AG24:AG523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AH21>0,SUM('V Plan Rates'!AH24:AH523)>0),SUMPRODUCT(N23:N522,'V Plan Rates'!AH24:AH523)/SUM('V Plan Rates'!AH24:AH523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AI21>0,SUM('V Plan Rates'!AI24:AI523)>0),SUMPRODUCT(O23:O522,'V Plan Rates'!AI24:AI523)/SUM('V Plan Rates'!AI24:AI523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AJ21>0,SUM('V Plan Rates'!AJ24:AJ523)>0),SUMPRODUCT(P23:P522,'V Plan Rates'!AJ24:AJ523)/SUM('V Plan Rates'!AJ24:AJ523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AK21>0,SUM('V Plan Rates'!AK24:AK523)>0),SUMPRODUCT(Q23:Q522,'V Plan Rates'!AK24:AK523)/SUM('V Plan Rates'!AK24:AK523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AL21>0,SUM('V Plan Rates'!AL24:AL523)>0),SUMPRODUCT(R23:R522,'V Plan Rates'!AL24:AL523)/SUM('V Plan Rates'!AL24:AL523),0),\"N/A\"))","v":"N/A"},null,{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!Z21>0,SUM('V Plan Rates'!Z24:Z523)>0),SUMPRODUCT(T23:T522,'V Plan Rates'!Z24:Z523)/SUM('V Plan Rates'!Z24:Z523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AA21>0,SUM('V Plan Rates'!AA24:AA523)>0),SUMPRODUCT(U23:U522,'V Plan Rates'!AA24:AA523)/SUM('V Plan Rates'!AA24:AA523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AB21>0,SUM('V Plan Rates'!AB24:AB523)>0),SUMPRODUCT(V23:V522,'V Plan Rates'!AB24:AB523)/SUM('V Plan Rates'!AB24:AB523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AC21>0,SUM('V Plan Rates'!AC24:AC523)>0),SUMPRODUCT(W23:W522,'V Plan Rates'!AC24:AC523)/SUM('V Plan Rates'!AC24:AC523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AD21>0,SUM('V Plan Rates'!AD24:AD523)>0),SUMPRODUCT(X23:X522,'V Plan Rates'!AD24:AD523)/SUM('V Plan Rates'!AD24:AD523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AE21>0,SUM('V Plan Rates'!AE24:AE523)>0),SUMPRODUCT(Y23:Y522,'V Plan Rates'!AE24:AE523)/SUM('V Plan Rates'!AE24:AE523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AF21>0,SUM('V Plan Rates'!AF24:AF523)>0),SUMPRODUCT(Z23:Z522,'V Plan Rates'!AF24:AF523)/SUM('V Plan Rates'!AF24:AF523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AG21>0,SUM('V Plan Rates'!AG24:AG523)>0),SUMPRODUCT(AA23:AA522,'V Plan Rates'!AG24:AG523)/SUM('V Plan Rates'!AG24:AG523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AH21>0,SUM('V Plan Rates'!AH24:AH523)>0),SUMPRODUCT(AB23:AB522,'V Plan Rates'!AH24:AH523)/SUM('V Plan Rates'!AH24:AH523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AI21>0,SUM('V Plan Rates'!AI24:AI523)>0),SUMPRODUCT(AC23:AC522,'V Plan Rates'!AI24:AI523)/SUM('V Plan Rates'!AI24:AI523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AJ21>0,SUM('V Plan Rates'!AJ24:AJ523)>0),SUMPRODUCT(AD23:AD522,'V Plan Rates'!AJ24:AJ523)/SUM('V Plan Rates'!AJ24:AJ523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AK21>0,SUM('V Plan Rates'!AK24:AK523)>0),SUMPRODUCT(AE23:AE522,'V Plan Rates'!AK24:AK523)/SUM('V Plan Rates'!AK24:AK523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AL21>0,SUM('V Plan Rates'!AL24:AL523)>0),SUMPRODUCT(AF23:AF522,'V Plan Rates'!AL24:AL523)/SUM('V Plan Rates'!AL24:AL523),0),\"N/A\"))","v":"N/A"},null,{"$f":"IFERROR(F20/T20-1,\"N/A\")","v":"N/A"},"N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A","N/A",null,{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!Z21>0,SUM('V Plan Rates'!Z24:Z523)>0),SUMPRODUCT(AV23:AV522,'V Plan Rates'!Z24:Z523)/SUM('V Plan Rates'!Z24:Z523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AA21>0,SUM('V Plan Rates'!AA24:AA523)>0),SUMPRODUCT(AW23:AW522,'V Plan Rates'!AA24:AA523)/SUM('V Plan Rates'!AA24:AA523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AB21>0,SUM('V Plan Rates'!AB24:AB523)>0),SUMPRODUCT(AX23:AX522,'V Plan Rates'!AB24:AB523)/SUM('V Plan Rates'!AB24:AB523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AC21>0,SUM('V Plan Rates'!AC24:AC523)>0),SUMPRODUCT(AY23:AY522,'V Plan Rates'!AC24:AC523)/SUM('V Plan Rates'!AC24:AC523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AD21>0,SUM('V Plan Rates'!AD24:AD523)>0),SUMPRODUCT(AZ23:AZ522,'V Plan Rates'!AD24:AD523)/SUM('V Plan Rates'!AD24:AD523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AE21>0,SUM('V Plan Rates'!AE24:AE523)>0),SUMPRODUCT(BA23:BA522,'V Plan Rates'!AE24:AE523)/SUM('V Plan Rates'!AE24:AE523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AF21>0,SUM('V Plan Rates'!AF24:AF523)>0),SUMPRODUCT(BB23:BB522,'V Plan Rates'!AF24:AF523)/SUM('V Plan Rates'!AF24:AF523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AG21>0,SUM('V Plan Rates'!AG24:AG523)>0),SUMPRODUCT(BC23:BC522,'V Plan Rates'!AG24:AG523)/SUM('V Plan Rates'!AG24:AG523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AH21>0,SUM('V Plan Rates'!AH24:AH523)>0),SUMPRODUCT(BD23:BD522,'V Plan Rates'!AH24:AH523)/SUM('V Plan Rates'!AH24:AH523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AI21>0,SUM('V Plan Rates'!AI24:AI523)>0),SUMPRODUCT(BE23:BE522,'V Plan Rates'!AI24:AI523)/SUM('V Plan Rates'!AI24:AI523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AJ21>0,SUM('V Plan Rates'!AJ24:AJ523)>0),SUMPRODUCT(BF23:BF522,'V Plan Rates'!AJ24:AJ523)/SUM('V Plan Rates'!AJ24:AJ523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AK21>0,SUM('V Plan Rates'!AK24:AK523)>0),SUMPRODUCT(BG23:BG522,'V Plan Rates'!AK24:AK523)/SUM('V Plan Rates'!AK24:AK523),0),\"N/A\"))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IFERROR(IF(AND('V Plan Rates'!AL21>0,SUM('V Plan Rates'!AL24:AL523)>0),SUMPRODUCT(BH23:BH522,'V Plan Rates'!AL24:AL523)/SUM('V Plan 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[]
[]
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["Plan 26",{"$f":"IF($C$8<>\"Small Group\",\"N/A\",'V Plan Rates'!B49)","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",'V Plan Rates'!D49)","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",'V Plan Rates'!F49)","v":"N/A"},null,{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IF(COUNTIFS($CZ$524:$IB$524,F$19,$CZ48:$IB48,\"N\")=COUNTIFS($CZ$524:$IB$524,F$19),\"N/A\",IFERROR('V Plan Rates'!$U49*VLOOKUP(F$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*HLOOKUP(LEFT($F$18,2),'IV Rate Development'!$J$29:$M$35,7,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IF(COUNTIFS($CZ$524:$IB$524,G$19,$CZ48:$IB48,\"N\")=COUNTIFS($CZ$524:$IB$524,G$19),\"N/A\",IFERROR('V Plan Rates'!$U49*VLOOKUP(G$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*HLOOKUP(LEFT($F$18,2),'IV Rate Development'!$J$29:$M$35,7,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IF(COUNTIFS($CZ$524:$IB$524,H$19,$CZ48:$IB48,\"N\")=COUNTIFS($CZ$524:$IB$524,H$19),\"N/A\",IFERROR('V Plan 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["Plan 28",{"$f":"IF($C$8<>\"Small Group\",\"N/A\",'V Plan Rates'!B51)","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",'V Plan Rates'!D51)","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",'V Plan Rates'!F51)","v":"N/A"},null,{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IF(COUNTIFS($CZ$524:$IB$524,F$19,$CZ50:$IB50,\"N\")=COUNTIFS($CZ$524:$IB$524,F$19),\"N/A\",IFERROR('V Plan Rates'!$U51*VLOOKUP(F$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*HLOOKUP(LEFT($F$18,2),'IV Rate Development'!$J$29:$M$35,7,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IF(COUNTIFS($CZ$524:$IB$524,G$19,$CZ50:$IB50,\"N\")=COUNTIFS($CZ$524:$IB$524,G$19),\"N/A\",IFERROR('V Plan Rates'!$U51*VLOOKUP(G$524,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*HLOOKUP(LEFT($F$18,2),'IV Rate Development'!$J$29:$M$35,7,0),\"N/A\")))","v":"N/A"},{"$f":"IF($C$8<>\"Small Group\",\"N/A\",IF(COUNTIFS($CZ$524:$IB$524,H$19,$CZ50:$IB50,\"N\")=COUNTIFS($CZ$524:$IB$524,H$19),\"N/A\",IFERROR('V Plan 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Pres'!$F$18:$H$29,2,0)*1),\"N\",IF(VLOOKUP(HX$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)=0,\"N\",\"Y\")))","v":"N"},{"$f":"IF(OR($C$8<>\"Small Group\",$B522=0),\"N\",IF(ISERROR(VLOOKUP(HY$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*1),\"N\",IF(VLOOKUP(HY$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)=0,\"N\",\"Y\")))","v":"N"},{"$f":"IF(OR($C$8<>\"Small Group\",$B522=0),\"N\",IF(ISERROR(VLOOKUP(HZ$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*1),\"N\",IF(VLOOKUP(HZ$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)=0,\"N\",\"Y\")))","v":"N"},{"$f":"IF(OR($C$8<>\"Small Group\",$B522=0),\"N\",IF(ISERROR(VLOOKUP(IA$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*1),\"N\",IF(VLOOKUP(IA$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)=0,\"N\",\"Y\")))","v":"N"},{"$f":"IF(OR($C$8<>\"Small Group\",$B522=0),\"N\",IF(ISERROR(VLOOKUP(IB$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)*1),\"N\",IF(VLOOKUP(IB$525,'VIII Cons Factors & Rate Pres'!$F$18:$H$29,2,0)=0,\"N\",\"Y\")))","v":"N"}]
[]
[null,null,null,null,null,{"$f":"SUBSTITUTE(SUBSTITUTE(F19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 1 (Blacksburg)"},{"$f":"SUBSTITUTE(SUBSTITUTE(G19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 2 (Charlottesville)"},"Area 3 (Danville)","Area 4 (Harrisonburg)","Area 5 (Bristol)","Area 6 (Lynchburg)","Area 7 (Richmond)","Area 8 (Roanoke)","Area 9 (Tidewater)","Area 10 (Northern VA)","Area 11 (Winchester)","Area 12 (Non-MSA)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUBSTITUTE(SUBSTITUTE(AV19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 1 (Blacksburg)"},{"$f":"SUBSTITUTE(SUBSTITUTE(AW19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 2 (Charlottesville)"},"Area 3 (Danville)","Area 4 (Harrisonburg)","Area 5 (Bristol)","Area 6 (Lynchburg)","Area 7 (Richmond)","Area 8 (Roanoke)","Area 9 (Tidewater)","Area 10 (Northern VA)","Area 11 (Winchester)","Area 12 (Non-MSA)",null,null,{"$f":"SUBSTITUTE(SUBSTITUTE(BJ19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 1 (Blacksburg)"},{"$f":"SUBSTITUTE(SUBSTITUTE(BK19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 2 (Charlottesville)"},"Area 3 (Danville)","Area 4 (Harrisonburg)","Area 5 (Bristol)","Area 6 (Lynchburg)","Area 7 (Richmond)","Area 8 (Roanoke)","Area 9 (Tidewater)","Area 10 (Northern VA)","Area 11 (Winchester)","Area 12 (Non-MSA)",null,null,{"$f":"SUBSTITUTE(SUBSTITUTE(BX19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 1 (Blacksburg)"},{"$f":"SUBSTITUTE(SUBSTITUTE(BY19,\"(\",\" (\"),CHAR(10),\"\")","v":"Area 2 (Charlottesville)"},"Area 3 (Danville)","Area 4 (Harrisonburg)","Area 5 (Bristol)","Area 6 (Lynchburg)","Area 7 (Richmond)","Area 8 (Roanoke)","Area 9 (Tidewater)","Area 10 (Northern VA)","Area 11 (Winchester)","Area 12 (Non-MSA)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CZ18=\"\",CY524,SUBSTITUTE(CZ18,\" (\",CHAR(10)&\"(\"))","v":"Area 1\n(Blacksburg)"},{"$f":"IF(DA18=\"\",CZ524,SUBSTITUTE(DA18,\" (\",CHAR(10)&\"(\"))","v":"Area 1\n(Blacksburg)"},"Area 1\n(Blacksburg)","Area 1\n(Blacksburg)","Area 2\n(Charlottesville)","Area 2\n(Charlottesville)","Area 2\n(Charlottesville)","Area 2\n(Charlottesville)","Area 2\n(Charlottesville)","Area 3\n(Danville)","Area 3\n(Danville)","Area 4\n(Harrisonburg)","Area 4\n(Harrisonburg)","Area 5\n(Bristol)","Area 5\n(Bristol)","Area 5\n(Bristol)","Area 6\n(Lynchburg)","Area 6\n(Lynchburg)","Area 6\n(Lynchburg)",{"$f":"IF(DS18=\"\",#REF!,SUBSTITUTE(DS18,\" (\",CHAR(10)&\"(\"))","v":{"$error":"#REF!"}},{"$error":"#REF!"},"Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 7\n(Richmond)","Area 8\n(Roanoke)","Area 8\n(Roanoke)","Area 8\n(Roanoke)","Area 8\n(Roanoke)","Area 8\n(Roanoke)","Area 8\n(Roanoke)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 9\n(Tidewater)","Area 10\n(Northern VA)","Area 10\n(Northern VA)",{"$f":"IF(FL18=\"\",FK524,SUBSTITUTE(FL18,\" (\",CHAR(10)&\"(\"))","v":"Area 10\n(Northern VA)"},"Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 10\n(Northern VA)","Area 11\n(Winchester)","Area 11\n(Winchester)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)",{"$f":"IF(HX18=\"\",HW524,SUBSTITUTE(HX18,\" (\",CHAR(10)&\"(\"))","v":"Area 12\n(Non-MSA)"},"Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)","Area 12\n(Non-MSA)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(CZ18=\"\",CY525,CZ18)","v":"Area 1 (Blacksburg)"},{"$f":"IF(DA18=\"\",CZ525,DA18)","v":"Area 1 (Blacksburg)"},"Area 1 (Blacksburg)","Area 1 (Blacksburg)","Area 2 (Charlottesville)","Area 2 (Charlottesville)","Area 2 (Charlottesville)","Area 2 (Charlottesville)","Area 2 (Charlottesville)","Area 3 (Danville)","Area 3 (Danville)","Area 4 (Harrisonburg)","Area 4 (Harrisonburg)","Area 5 (Bristol)","Area 5 (Bristol)","Area 5 (Bristol)","Area 6 (Lynchburg)","Area 6 (Lynchburg)","Area 6 (Lynchburg)",{"$f":"IF(DS18=\"\",#REF!,DS18)","v":{"$error":"#REF!"}},{"$error":"#REF!"},"Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 7 (Richmond)","Area 8 (Roanoke)","Area 8 (Roanoke)","Area 8 (Roanoke)","Area 8 (Roanoke)","Area 8 (Roanoke)","Area 8 (Roanoke)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 9 (Tidewater)","Area 10 (Northern VA)","Area 10 (Northern VA)",{"$f":"IF(FL18=\"\",FK525,FL18)","v":"Area 10 (Northern VA)"},"Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 10 (Northern VA)","Area 11 (Winchester)","Area 11 (Winchester)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)",{"$f":"IF(HX18=\"\",HW525,HX18)","v":"Area 12 (Non-MSA)"},"Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)","Area 12 (Non-MSA)"]

{"sheet":"VII Rate Change Calculation","index":7,"n_rows":43,"n_cols":5,"rows_kept":43,"cut":false,"hidden":false,"merged":[]}
[null,"Virginia ACA Rate Filing Template"]
[]
[null,"Color Coding Key","Manual Input - Free Form","Manual Input - Dropdown List","Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,{"$f":"\"Table 11. Estimated Components of Calendar Year \"&YEAR('I Data'!$C$11)&\" Rate Change\"","v":"Table 11. Estimated Components of Calendar Year 1900 Rate Change"}]
[]
[null,"Component","Impact","Mult. Factor"]
[null,{"$f":"\"Trend from \"&YEAR('I Data'!$C$11)-1&\" to \"&YEAR('I Data'!$C$11)","v":"Trend from 1899 to 1900"},{"$f":"IF($C$26=\"N/A\",\"N/A\",C31)","v":"N/A"},{"$f":"IFERROR(1+C14,\"N/A\")","v":"N/A"}]
[null,"Change in Trend Assumption",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1+C31)/(1+D31)-1,\"N/A\"))","v":"N/A"},{"$f":"IFERROR(1+C15,\"N/A\")","v":"N/A"}]
[null,"Change in Underlying Experience (excl. trend)",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR(C32/(D32*(1+C31))-1,\"N/A\"))","v":"N/A"},"N/A"]
[null,"Change in Morbidity Assumption",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR(C33/D33-1,\"N/A\"))","v":"N/A"},{"$f":"IFERROR(1+C17,\"N/A\")","v":"N/A"}]
[null,"Change in Paid to Allowed Ratio",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR(C43/(C39*D35+SUM(C41:C42)+C40*D35)-1,\"N/A\"))","v":"N/A"},"N/A"]
[null,"Change in Risk Adjustment Payments/Receipts",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1+(D36/$D$35)/$D$39)/(1+(C36/$C$35)/$C$39)-1,\"N/A\"))","v":"N/A"},{"$f":"IFERROR(1+C19,\"N/A\")","v":"N/A"}]
[null,"Change in Exchange Fees",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1-(D37/$D$35)/$D$39)/(1-(C37/$C$35)/$C$39)-1,\"N/A\"))","v":"N/A"},"N/A"]
[null,"Change in Reinsurance",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1+(D38/$D$35)/$D$39)/(1+(C38/$C$35)/$C$39)-1,\"N/A\"))","v":"N/A"},"N/A"]
[null,"Change in Non-EHB Benefits",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1-D40/$D$39)/(1-C40/$C$39)-1,\"N/A\"))","v":"N/A"},"N/A"]
[null,"Change in Non-Benefit Expenses (Excl. Exchange Fees)",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1-(D41/$D$35)/$D$39)/(1-(C41/$C$35)/$C$39)-1,\"N/A\"))","v":"N/A"},"N/A"]
[null,"Change in Profit/Contingency (after tax)",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1-(D42/$D$35)/$D$39)/(1-(C42/$C$35)/$C$39)-1,\"N/A\"))","v":"N/A"},"N/A"]
[null,"Other Changes",{"$f":"IF($C$26=\"N/A\",\"N/A\",IFERROR((1+C26)/PRODUCT(D14:D24)-1,\"N/A\"))","v":"N/A"}]
[null,"Total Impact",{"$f":"'V Plan Rates'!$X$21","v":"N/A"}]
[]
[null,"Table 12. Information to Populate Rate Change Calculation Above"]
[]
[null,"Information",{"$f":"YEAR('I Data'!$C$11)&\" Assumption\"","v":"1900 Assumption"},{"$f":"YEAR('I Data'!$C$11)-1&\" Assumption\"","v":"1899 Assumption"}]
[null,"Annualized Trend",{"$f":"IFERROR(((1+'III Form 130B'!$T$36)*(1+'III Form 130B'!$T$37))^0.5-1,\"N/A\")","v":"N/A"}]
[null,"Blended Experience Period Paid Claims",{"$f":"IFERROR(SUMPRODUCT('IV Rate Development'!C14:D14,'IV Rate Development'!C26:D26),\"N/A\")","v":0}]
[null,"Morbidity Impact from Pricing to Projection Period",{"$f":"IFERROR(SUMPRODUCT('IV Rate Development'!C18:D18,'IV Rate Development'!C26:D26),\"N/A\")","v":0}]
[null,"Index Rate",{"$f":"'IV Rate Development'!$C$31","v":1}]
[null,"Paid to Allowed Ratio",{"$f":"'IV Rate Development'!$C$32","v":0}]
[null,"Risk Adjustment (Payment)/Receipt",{"$f":"'IV Rate Development'!$C$35","v":0},null,"<-- Projected payments should be a negative value and receipts a positive value"]
[null,"Exchange Fees",{"$f":"'IV Rate Development'!$C$36","v":0}]
[null,"Reinsurance",{"$f":"'IV Rate Development'!$C$37","v":0},null,"<-- Reinsurance should be input as a positive value"]
[null,"Market Adjusted Index Rate",{"$f":"IFERROR(C34-C36/C35+C37/C35-C38/C35,\"N/A\")","v":"N/A"},{"$f":"IFERROR(D34-D36/D35+D37/D35-D38/D35,\"N/A\")","v":"N/A"}]
[null,"Allowed Non-EHB Benefits",{"$f":"'IV Rate Development'!$C$43","v":0}]
[null,"Non-Benefit Expenses",{"$f":"'IV Rate Development'!$D$52+'IV Rate Development'!$D$57+'IV Rate Development'!$D$58+'IV Rate Development'!$D$59+'IV Rate Development'!$D$60","v":0}]
[null,"Profit/Contingency (after tax)",{"$f":"'IV Rate Development'!$D$62","v":0}]
[null,"Plan Adjusted Index Rate",{"$f":"IFERROR(C39*C35+SUM(C41:C42)+C40*C35,\"N/A\")","v":"N/A"},{"$f":"IFERROR(D39*D35+SUM(D41:D42)+D40*D35,\"N/A\")","v":"N/A"}]

{"sheet":"VIII Cons Factors & Rate Pres","index":8,"n_rows":45,"n_cols":9,"rows_kept":45,"cut":false,"hidden":false,"merged":[[27,2,27,3],[15,2,15,3],[16,2,16,3],[24,2,24,3],[25,2,25,3],[26,2,26,3],[18,2,18,3],[17,2,17,3],[15,5,16,5],[15,6,16,6],[15,7,16,7],[15,8,16,8],[2,2,2,3],[2,4,2,5],[2,6,2,7],[10,1,10,2],[11,1,11,2],[4,2,4,7],[5,2,5,3],[6,2,6,3],[5,6,5,7],[5,4,5,5],[6,4,6,5],[6,6,6,7]]}
[null,"Virginia ACA Rate Filing Template"]
[]
[null,"Color Coding Key","Manual Input - Free Form",null,"Manual Input - Dropdown List",null,"Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0},null,"Market Segment",null,{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0},null,"Rate Effective Date",null,{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,"Table 13. Overall Rate Change Information"]
[]
[null,"Exhibit Calculated Avg Total Rate Change",null,{"$f":"'V Plan Rates'!$X$21","v":"N/A"}]
[null,"Carrier Calculated Avg Total Rate Change"]
[]
[null,"Table 14. Plan Specific Rate Change Information",null,null,null,"Table 15. Geographic Factors "]
[]
[null,null,"Most Popular Plan",null,null,"Rating Area","Proposed Area Factor*","Current Area Factor*","Factor Change"]
[null,"Plan Name"]
[null,"HIOS Plan ID",null,null,null,"Area 1 (Blacksburg)",null,null,{"$f":"IFERROR(G18/H18-1,\"N/A\")","v":"N/A"}]
[null,"Metallic Tier",null,null,null,"Area 2 (Charlottesville)",null,null,"N/A"]
[null,"Plan Design Information",{"$f":"YEAR('I Data'!$C$11)&\" Design\"","v":"1900 Design"},{"$f":"YEAR('I Data'!$C$11)-1&\" Design\"","v":"1899 Design"},null,"Area 3 (Danville)",null,null,"N/A"]
[null,"In-Network Individual Deductible",null,null,null,"Area 4 (Harrisonburg)",null,null,"N/A"]
[null,"In-Network Member Coinsurance",null,null,null,"Area 5 (Bristol)",null,null,"N/A"]
[null,"In-Network Individual OOP",null,null,null,"Area 6 (Lynchburg)",null,null,"N/A"]
[null,"In-Network PCP OV Copay",null,null,null,"Area 7 (Richmond)",null,null,"N/A"]
[null,{"$f":"\"Members as of \"&TEXT('I Data'!$C$14,\"M/D/YYYY\")","v":"Members as of N/A"},null,null,null,"Area 8 (Roanoke)",null,null,"N/A"]
[null,"Pct of Statewide Membership",{"$f":"IFERROR(C25/'I Data'!$D$21,\"N/A\")","v":"N/A"},null,null,"Area 9 (Tidewater)",null,null,"N/A"]
[null,"Age Used in Comparison",40,null,null,"Area 10 (Northern VA)",null,null,"N/A"]
[null,"Rating Area Used in Comparison",null,null,null,"Area 11 (Winchester)",null,null,"N/A"]
[null,null,"PMPM $","% Change",null,"Area 12 (Non-MSA)",null,null,"N/A"]
[null,{"$f":"\"Rate on \"&TEXT(DATE(YEAR('I Data'!$C$11)-1,MONTH('I Data'!$C$11),DAY('I Data'!$C$11)),\"m/d/yyyy\")","v":"Rate on 12/31/3798"},null,null,null,"*Enter \"N/A\" if no plans are offered in the rating area"]
[null,"Individual Mandate",null,{"$f":"IFERROR(C31/C$30,\"N/A\")","v":"N/A"}]
[null,"Other Morbidity",null,"N/A"]
[null,"Trend",null,"N/A"]
[null,"Risk Adjustment",null,{"$f":"IFERROR(C34/C$30,\"N/A\")","v":"N/A"}]
[null,"Reinsurance",null,{"$f":"IFERROR(C35/C$30,\"N/A\")","v":"N/A"}]
[null,"Other Non-Benefit Expenses",null,"N/A"]
[null,"Benefit Changes",null,"N/A"]
[null,"Other Change 1",null,"N/A"]
[null,"Other Change 2",null,"N/A"]
[null,"Other Change 3",null,"N/A"]
[null,"Other Change 4",null,"N/A"]
[null,"Other Change 5",null,"N/A"]
[null,{"$f":"\"Above Calculated Rate on \"&TEXT('I Data'!$C$11,\"m/d/yyyy\")","v":"Above Calculated Rate on 1/0/1900"},{"$f":"SUM(C30:C42)","v":0},{"$f":"IFERROR(C43/C$30-1,\"N/A\")","v":"N/A"}]
[null,{"$f":"\"Tab VI Calculated Rate on \"&TEXT('I Data'!$C$11,\"m/d/yyyy\")","v":"Tab VI Calculated Rate on 1/0/1900"},{"$f":"IFERROR(OFFSET(IF($G$6=\"Individual\",'VI A Plan Premiums Individual'!$F$23,'VI B Plan Premiums Small Group'!$F$23),MATCH(C18,IF($G$6=\"Individual\",'VI A Plan Premiums Individual'!$B$23:$B$522,'VI B Plan Premiums Small Group'!$B$23:$B$522),0)-1,TRIM(MID(C28,6,2))*1-1)*VLOOKUP(C27,'X Rate Sheet'!$M$12:$N$62,2,0),\"N/A\")","v":"N/A"},{"$f":"IFERROR(C44/C$30-1,\"N/A\")","v":"N/A"}]
[null,"Rate Check",{"$f":"IFERROR(IF(ABS(C44/C43-1)<0.001,\"OK\",\"ERROR\"),\"ERROR\")","v":"ERROR"},{"$f":"IF(OR(D43=\"N/A\",D44=\"N/A\"),\"N/A\",IF(ROUND(D44,2)=ROUND(D43,2),\"OK\",\"ERROR\"))","v":"N/A"}]

{"sheet":"IX Plan Schedule Comparison","index":9,"n_rows":515,"n_cols":14,"rows_kept":139,"cut":true,"hidden":false,"merged":[[12,8,12,13],[7,2,7,3],[8,2,8,3],[2,2,2,3],[2,4,2,5],[2,6,2,8],[5,2,5,3],[6,2,6,3],[12,1,12,7]],"bounds":{"rows_first":62,"rows_last":15,"rows_between":62,"halvings":5}}
[null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,"Color Coding Key","Manual Input - Free Form",null,"Manual Input - Dropdown List",null,"Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,"Table 16. VA Plan Schedule Comparison"]
[]
[null,{"$f":"YEAR($C$9)&\" Schedule of Benefits (SOB) Information\"","v":"1900 Schedule of Benefits (SOB) Information"},null,null,null,null,null,null,{"$f":"YEAR($C$9)-1&\" SOB\"&CHAR(10)&\"(If the \"&YEAR($C$9)&\" plan is continued from \"&YEAR($C$9)-1&\", provide the information requested in this section.  If the SOB is unchanged from \"&YEAR($C$9)-1&\", state 'Same' for information below.  If the plan is New, state 'N/A'.)\"","v":"1899 SOB\n(If the 1900 plan is continued from 1899, provide the information requested in this section.  If the SOB is unchanged from 1899, state 'Same' for information below.  If the plan is New, state 'N/A'.)"}]
["Plan Number",{"$f":"TEXT('I Data'!$C$11,\"M/D/YYYY\")&\" HIOS Plan ID\"","v":"1/0/1900 HIOS Plan ID"},{"$f":"\"Existing, Modified, New (E, M, N) for \"&YEAR('I Data'!$C$11)","v":"Existing, Modified, New (E, M, N) for 1900"},"Plan Marketing Name ","Form Number","Metallic Tier","HDHP Indicator","Form SERFF Tracking Number",{"$f":"TEXT(DATE(YEAR('I Data'!$C$11)-1,MONTH('I Data'!$C$11),DAY('I Data'!$C$11)), \"M/D/YYYY\")&\" HIOS Plan ID\"","v":"12/31/3798 HIOS Plan ID"},"Plan Marketing Name ","Form Number","Metallic Tier","HDHP Indicator","Form SERFF Tracking Number"]
["Plan 1",{"$f":"IF('V Plan Rates'!B24=\"\",\"\",'V Plan Rates'!B24)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D24=\"\",\"\",'V Plan Rates'!D24)","v":""},null,null,{"$f":"IF($C15=\"E\",\"Same\",IF($C15=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 2",{"$f":"IF('V Plan Rates'!B25=\"\",\"\",'V Plan Rates'!B25)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D25=\"\",\"\",'V Plan Rates'!D25)","v":""},null,null,"","","","","",""]
["Plan 3",{"$f":"IF('V Plan Rates'!B26=\"\",\"\",'V Plan Rates'!B26)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D26=\"\",\"\",'V Plan Rates'!D26)","v":""},null,null,"","","","","",""]
["Plan 4",{"$f":"IF('V Plan Rates'!B27=\"\",\"\",'V Plan Rates'!B27)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D27=\"\",\"\",'V Plan Rates'!D27)","v":""},null,null,"","","","","",""]
["Plan 5",{"$f":"IF('V Plan Rates'!B28=\"\",\"\",'V Plan Rates'!B28)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D28=\"\",\"\",'V Plan Rates'!D28)","v":""},null,null,"","","","","",""]
["Plan 6",{"$f":"IF('V Plan Rates'!B29=\"\",\"\",'V Plan Rates'!B29)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D29=\"\",\"\",'V Plan Rates'!D29)","v":""},null,null,"","","","","",""]
["Plan 7",{"$f":"IF('V Plan Rates'!B30=\"\",\"\",'V Plan Rates'!B30)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D30=\"\",\"\",'V Plan Rates'!D30)","v":""},null,null,"","","","","",""]
["Plan 8",{"$f":"IF('V Plan Rates'!B31=\"\",\"\",'V Plan Rates'!B31)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D31=\"\",\"\",'V Plan Rates'!D31)","v":""},null,null,"","","","","",""]
["Plan 9",{"$f":"IF('V Plan Rates'!B32=\"\",\"\",'V Plan Rates'!B32)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D32=\"\",\"\",'V Plan Rates'!D32)","v":""},null,null,"","","","","",""]
["Plan 10",{"$f":"IF('V Plan Rates'!B33=\"\",\"\",'V Plan Rates'!B33)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D33=\"\",\"\",'V Plan Rates'!D33)","v":""},null,null,"","","","","",""]
["Plan 11",{"$f":"IF('V Plan Rates'!B34=\"\",\"\",'V Plan Rates'!B34)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D34=\"\",\"\",'V Plan Rates'!D34)","v":""},null,null,"","","","","",""]
["Plan 12",{"$f":"IF('V Plan Rates'!B35=\"\",\"\",'V Plan Rates'!B35)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D35=\"\",\"\",'V Plan Rates'!D35)","v":""},null,null,"","","","","",""]
["Plan 13",{"$f":"IF('V Plan Rates'!B36=\"\",\"\",'V Plan Rates'!B36)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D36=\"\",\"\",'V Plan Rates'!D36)","v":""},null,null,"","","","","",""]
["Plan 14",{"$f":"IF('V Plan Rates'!B37=\"\",\"\",'V Plan Rates'!B37)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D37=\"\",\"\",'V Plan Rates'!D37)","v":""},null,null,"","","","","",""]
["Plan 15",{"$f":"IF('V Plan Rates'!B38=\"\",\"\",'V Plan Rates'!B38)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D38=\"\",\"\",'V Plan Rates'!D38)","v":""},null,null,"","","","","",""]
["Plan 16",{"$f":"IF('V Plan Rates'!B39=\"\",\"\",'V Plan Rates'!B39)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D39=\"\",\"\",'V Plan Rates'!D39)","v":""},null,null,"","","","","",""]
["Plan 17",{"$f":"IF('V Plan Rates'!B40=\"\",\"\",'V Plan Rates'!B40)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D40=\"\",\"\",'V Plan Rates'!D40)","v":""},null,null,{"$f":"IF($C31=\"E\",\"Same\",IF($C31=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 18",{"$f":"IF('V Plan Rates'!B41=\"\",\"\",'V Plan Rates'!B41)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D41=\"\",\"\",'V Plan Rates'!D41)","v":""},null,null,"","","","","",""]
["Plan 19",{"$f":"IF('V Plan Rates'!B42=\"\",\"\",'V Plan Rates'!B42)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D42=\"\",\"\",'V Plan Rates'!D42)","v":""},null,null,"","","","","",""]
["Plan 20",{"$f":"IF('V Plan Rates'!B43=\"\",\"\",'V Plan Rates'!B43)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D43=\"\",\"\",'V Plan Rates'!D43)","v":""},null,null,"","","","","",""]
["Plan 21",{"$f":"IF('V Plan Rates'!B44=\"\",\"\",'V Plan Rates'!B44)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D44=\"\",\"\",'V Plan Rates'!D44)","v":""},null,null,"","","","","",""]
["Plan 22",{"$f":"IF('V Plan Rates'!B45=\"\",\"\",'V Plan Rates'!B45)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D45=\"\",\"\",'V Plan Rates'!D45)","v":""},null,null,"","","","","",""]
["Plan 23",{"$f":"IF('V Plan Rates'!B46=\"\",\"\",'V Plan Rates'!B46)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D46=\"\",\"\",'V Plan Rates'!D46)","v":""},null,null,"","","","","",""]
["Plan 24",{"$f":"IF('V Plan Rates'!B47=\"\",\"\",'V Plan Rates'!B47)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D47=\"\",\"\",'V Plan Rates'!D47)","v":""},null,null,"","","","","",""]
["Plan 25",{"$f":"IF('V Plan Rates'!B48=\"\",\"\",'V Plan Rates'!B48)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D48=\"\",\"\",'V Plan Rates'!D48)","v":""},null,null,"","","","","",""]
["Plan 26",{"$f":"IF('V Plan Rates'!B49=\"\",\"\",'V Plan Rates'!B49)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D49=\"\",\"\",'V Plan Rates'!D49)","v":""},null,null,"","","","","",""]
["Plan 27",{"$f":"IF('V Plan Rates'!B50=\"\",\"\",'V Plan Rates'!B50)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D50=\"\",\"\",'V Plan Rates'!D50)","v":""},null,null,"","","","","",""]
["Plan 28",{"$f":"IF('V Plan Rates'!B51=\"\",\"\",'V Plan Rates'!B51)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D51=\"\",\"\",'V Plan Rates'!D51)","v":""},null,null,"","","","","",""]
["Plan 29",{"$f":"IF('V Plan Rates'!B52=\"\",\"\",'V Plan Rates'!B52)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D52=\"\",\"\",'V Plan Rates'!D52)","v":""},null,null,"","","","","",""]
["Plan 30",{"$f":"IF('V Plan Rates'!B53=\"\",\"\",'V Plan Rates'!B53)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D53=\"\",\"\",'V Plan Rates'!D53)","v":""},null,null,"","","","","",""]
["Plan 31",{"$f":"IF('V Plan Rates'!B54=\"\",\"\",'V Plan Rates'!B54)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D54=\"\",\"\",'V Plan Rates'!D54)","v":""},null,null,"","","","","",""]
["Plan 32",{"$f":"IF('V Plan Rates'!B55=\"\",\"\",'V Plan Rates'!B55)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D55=\"\",\"\",'V Plan Rates'!D55)","v":""},null,null,"","","","","",""]
["Plan 33",{"$f":"IF('V Plan Rates'!B56=\"\",\"\",'V Plan Rates'!B56)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D56=\"\",\"\",'V Plan Rates'!D56)","v":""},null,null,{"$f":"IF($C47=\"E\",\"Same\",IF($C47=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 34",{"$f":"IF('V Plan Rates'!B57=\"\",\"\",'V Plan Rates'!B57)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D57=\"\",\"\",'V Plan Rates'!D57)","v":""},null,null,"","","","","",""]
["Plan 35",{"$f":"IF('V Plan Rates'!B58=\"\",\"\",'V Plan Rates'!B58)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D58=\"\",\"\",'V Plan Rates'!D58)","v":""},null,null,"","","","","",""]
["Plan 36",{"$f":"IF('V Plan Rates'!B59=\"\",\"\",'V Plan Rates'!B59)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D59=\"\",\"\",'V Plan Rates'!D59)","v":""},null,null,"","","","","",""]
["Plan 37",{"$f":"IF('V Plan Rates'!B60=\"\",\"\",'V Plan Rates'!B60)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D60=\"\",\"\",'V Plan Rates'!D60)","v":""},null,null,"","","","","",""]
["Plan 38",{"$f":"IF('V Plan Rates'!B61=\"\",\"\",'V Plan Rates'!B61)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D61=\"\",\"\",'V Plan Rates'!D61)","v":""},null,null,"","","","","",""]
["Plan 39",{"$f":"IF('V Plan Rates'!B62=\"\",\"\",'V Plan Rates'!B62)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D62=\"\",\"\",'V Plan Rates'!D62)","v":""},null,null,"","","","","",""]
["Plan 40",{"$f":"IF('V Plan Rates'!B63=\"\",\"\",'V Plan Rates'!B63)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D63=\"\",\"\",'V Plan Rates'!D63)","v":""},null,null,"","","","","",""]
["Plan 41",{"$f":"IF('V Plan Rates'!B64=\"\",\"\",'V Plan Rates'!B64)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D64=\"\",\"\",'V Plan Rates'!D64)","v":""},null,null,"","","","","",""]
["Plan 42",{"$f":"IF('V Plan Rates'!B65=\"\",\"\",'V Plan Rates'!B65)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D65=\"\",\"\",'V Plan Rates'!D65)","v":""},null,null,"","","","","",""]
["Plan 43",{"$f":"IF('V Plan Rates'!B66=\"\",\"\",'V Plan Rates'!B66)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D66=\"\",\"\",'V Plan Rates'!D66)","v":""},null,null,"","","","","",""]
["Plan 44",{"$f":"IF('V Plan Rates'!B67=\"\",\"\",'V Plan Rates'!B67)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D67=\"\",\"\",'V Plan Rates'!D67)","v":""},null,null,"","","","","",""]
["Plan 45",{"$f":"IF('V Plan Rates'!B68=\"\",\"\",'V Plan Rates'!B68)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D68=\"\",\"\",'V Plan Rates'!D68)","v":""},null,null,"","","","","",""]
["Plan 46",{"$f":"IF('V Plan Rates'!B69=\"\",\"\",'V Plan Rates'!B69)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D69=\"\",\"\",'V Plan Rates'!D69)","v":""},null,null,"","","","","",""]
["Plan 47",{"$f":"IF('V Plan Rates'!B70=\"\",\"\",'V Plan Rates'!B70)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D70=\"\",\"\",'V Plan Rates'!D70)","v":""},null,null,"","","","","",""]
["Plan 48",{"$f":"IF('V Plan Rates'!B71=\"\",\"\",'V Plan Rates'!B71)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D71=\"\",\"\",'V Plan Rates'!D71)","v":""},null,null,"","","","","",""]
["Plan 53",{"$f":"IF('V Plan Rates'!B76=\"\",\"\",'V Plan Rates'!B76)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D76=\"\",\"\",'V Plan Rates'!D76)","v":""},null,null,"","","","","",""]
["Plan 58",{"$f":"IF('V Plan Rates'!B81=\"\",\"\",'V Plan Rates'!B81)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D81=\"\",\"\",'V Plan Rates'!D81)","v":""},null,null,"","","","","",""]
["Plan 66",{"$f":"IF('V Plan Rates'!B89=\"\",\"\",'V Plan Rates'!B89)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D89=\"\",\"\",'V Plan Rates'!D89)","v":""},null,null,"","","","","",""]
["Plan 71",{"$f":"IF('V Plan Rates'!B94=\"\",\"\",'V Plan Rates'!B94)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D94=\"\",\"\",'V Plan Rates'!D94)","v":""},null,null,"","","","","",""]
["Plan 79",{"$f":"IF('V Plan Rates'!B102=\"\",\"\",'V Plan Rates'!B102)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D102=\"\",\"\",'V Plan Rates'!D102)","v":""},null,null,"","","","","",""]
["Plan 87",{"$f":"IF('V Plan Rates'!B110=\"\",\"\",'V Plan Rates'!B110)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D110=\"\",\"\",'V Plan Rates'!D110)","v":""},null,null,"","","","","",""]
["Plan 92",{"$f":"IF('V Plan Rates'!B115=\"\",\"\",'V Plan Rates'!B115)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D115=\"\",\"\",'V Plan Rates'!D115)","v":""},null,null,"","","","","",""]
["Plan 100",{"$f":"IF('V Plan Rates'!B123=\"\",\"\",'V Plan Rates'!B123)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D123=\"\",\"\",'V Plan Rates'!D123)","v":""},null,null,"","","","","",""]
["Plan 105",{"$f":"IF('V Plan Rates'!B128=\"\",\"\",'V Plan Rates'!B128)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D128=\"\",\"\",'V Plan Rates'!D128)","v":""},null,null,"","","","","",""]
["Plan 113",{"$f":"IF('V Plan Rates'!B136=\"\",\"\",'V Plan Rates'!B136)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D136=\"\",\"\",'V Plan Rates'!D136)","v":""},null,null,{"$f":"IF($C127=\"E\",\"Same\",IF($C127=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 121",{"$f":"IF('V Plan Rates'!B144=\"\",\"\",'V Plan Rates'!B144)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D144=\"\",\"\",'V Plan Rates'!D144)","v":""},null,null,"","","","","",""]
["Plan 126",{"$f":"IF('V Plan Rates'!B149=\"\",\"\",'V Plan Rates'!B149)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D149=\"\",\"\",'V Plan Rates'!D149)","v":""},null,null,"","","","","",""]
["Plan 134",{"$f":"IF('V Plan Rates'!B157=\"\",\"\",'V Plan Rates'!B157)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D157=\"\",\"\",'V Plan Rates'!D157)","v":""},null,null,"","","","","",""]
["Plan 142",{"$f":"IF('V Plan Rates'!B165=\"\",\"\",'V Plan Rates'!B165)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D165=\"\",\"\",'V Plan Rates'!D165)","v":""},null,null,"","","","","",""]
["Plan 147",{"$f":"IF('V Plan Rates'!B170=\"\",\"\",'V Plan Rates'!B170)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D170=\"\",\"\",'V Plan Rates'!D170)","v":""},null,null,"","","","","",""]
["Plan 154",{"$f":"IF('V Plan Rates'!B177=\"\",\"\",'V Plan Rates'!B177)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D177=\"\",\"\",'V Plan Rates'!D177)","v":""},null,null,"","","","","",""]
["Plan 168",{"$f":"IF('V Plan Rates'!B191=\"\",\"\",'V Plan Rates'!B191)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D191=\"\",\"\",'V Plan Rates'!D191)","v":""},null,null,"","","","","",""]
["Plan 169",{"$f":"IF('V Plan Rates'!B192=\"\",\"\",'V Plan Rates'!B192)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D192=\"\",\"\",'V Plan Rates'!D192)","v":""},null,null,"","","","","",""]
["Plan 177",{"$f":"IF('V Plan Rates'!B200=\"\",\"\",'V Plan Rates'!B200)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D200=\"\",\"\",'V Plan Rates'!D200)","v":""},null,null,{"$f":"IF($C191=\"E\",\"Same\",IF($C191=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 189",{"$f":"IF('V Plan Rates'!B212=\"\",\"\",'V Plan Rates'!B212)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D212=\"\",\"\",'V Plan Rates'!D212)","v":""},null,null,"","","","","",""]
["Plan 190",{"$f":"IF('V Plan Rates'!B213=\"\",\"\",'V Plan Rates'!B213)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D213=\"\",\"\",'V Plan Rates'!D213)","v":""},null,null,"","","","","",""]
["Plan 202",{"$f":"IF('V Plan Rates'!B225=\"\",\"\",'V Plan Rates'!B225)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D225=\"\",\"\",'V Plan Rates'!D225)","v":""},null,null,"","","","","",""]
["Plan 210",{"$f":"IF('V Plan Rates'!B233=\"\",\"\",'V Plan Rates'!B233)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D233=\"\",\"\",'V Plan Rates'!D233)","v":""},null,null,"","","","","",""]
["Plan 211",{"$f":"IF('V Plan Rates'!B234=\"\",\"\",'V Plan Rates'!B234)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D234=\"\",\"\",'V Plan Rates'!D234)","v":""},null,null,"","","","","",""]
["Plan 223",{"$f":"IF('V Plan Rates'!B246=\"\",\"\",'V Plan Rates'!B246)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D246=\"\",\"\",'V Plan Rates'!D246)","v":""},null,null,"","","","","",""]
["Plan 231",{"$f":"IF('V Plan Rates'!B254=\"\",\"\",'V Plan Rates'!B254)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D254=\"\",\"\",'V Plan Rates'!D254)","v":""},null,null,"","","","","",""]
["Plan 232",{"$f":"IF('V Plan Rates'!B255=\"\",\"\",'V Plan Rates'!B255)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D255=\"\",\"\",'V Plan Rates'!D255)","v":""},null,null,"","","","","",""]
["Plan 244",{"$f":"IF('V Plan Rates'!B267=\"\",\"\",'V Plan Rates'!B267)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D267=\"\",\"\",'V Plan Rates'!D267)","v":""},null,null,"","","","","",""]
["Plan 252",{"$f":"IF('V Plan Rates'!B275=\"\",\"\",'V Plan Rates'!B275)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D275=\"\",\"\",'V Plan Rates'!D275)","v":""},null,null,"","","","","",""]
["Plan 257",{"$f":"IF('V Plan Rates'!B280=\"\",\"\",'V Plan Rates'!B280)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D280=\"\",\"\",'V Plan Rates'!D280)","v":""},null,null,{"$f":"IF($C271=\"E\",\"Same\",IF($C271=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 267",{"$f":"IF('V Plan Rates'!B290=\"\",\"\",'V Plan Rates'!B290)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D290=\"\",\"\",'V Plan Rates'!D290)","v":""},null,null,"","","","","",""]
["Plan 274",{"$f":"IF('V Plan Rates'!B297=\"\",\"\",'V Plan Rates'!B297)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D297=\"\",\"\",'V Plan Rates'!D297)","v":""},null,null,"","","","","",""]
["Plan 279",{"$f":"IF('V Plan Rates'!B302=\"\",\"\",'V Plan Rates'!B302)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D302=\"\",\"\",'V Plan Rates'!D302)","v":""},null,null,"","","","","",""]
["Plan 287",{"$f":"IF('V Plan Rates'!B310=\"\",\"\",'V Plan Rates'!B310)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D310=\"\",\"\",'V Plan Rates'!D310)","v":""},null,null,"","","","","",""]
["Plan 295",{"$f":"IF('V Plan Rates'!B318=\"\",\"\",'V Plan Rates'!B318)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D318=\"\",\"\",'V Plan Rates'!D318)","v":""},null,null,"","","","","",""]
["Plan 300",{"$f":"IF('V Plan Rates'!B323=\"\",\"\",'V Plan Rates'!B323)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D323=\"\",\"\",'V Plan Rates'!D323)","v":""},null,null,"","","","","",""]
["Plan 308",{"$f":"IF('V Plan Rates'!B331=\"\",\"\",'V Plan Rates'!B331)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D331=\"\",\"\",'V Plan Rates'!D331)","v":""},null,null,"","","","","",""]
["Plan 313",{"$f":"IF('V Plan Rates'!B336=\"\",\"\",'V Plan Rates'!B336)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D336=\"\",\"\",'V Plan Rates'!D336)","v":""},null,null,"","","","","",""]
["Plan 321",{"$f":"IF('V Plan Rates'!B344=\"\",\"\",'V Plan Rates'!B344)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D344=\"\",\"\",'V Plan Rates'!D344)","v":""},null,null,{"$f":"IF($C335=\"E\",\"Same\",IF($C335=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 329",{"$f":"IF('V Plan Rates'!B352=\"\",\"\",'V Plan Rates'!B352)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D352=\"\",\"\",'V Plan Rates'!D352)","v":""},null,null,"","","","","",""]
["Plan 334",{"$f":"IF('V Plan Rates'!B357=\"\",\"\",'V Plan Rates'!B357)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D357=\"\",\"\",'V Plan Rates'!D357)","v":""},null,null,"","","","","",""]
["Plan 342",{"$f":"IF('V Plan Rates'!B365=\"\",\"\",'V Plan Rates'!B365)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D365=\"\",\"\",'V Plan Rates'!D365)","v":""},null,null,"","","","","",""]
["Plan 347",{"$f":"IF('V Plan Rates'!B370=\"\",\"\",'V Plan Rates'!B370)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D370=\"\",\"\",'V Plan Rates'!D370)","v":""},null,null,"","","","","",""]
["Plan 355",{"$f":"IF('V Plan Rates'!B378=\"\",\"\",'V Plan Rates'!B378)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D378=\"\",\"\",'V Plan Rates'!D378)","v":""},null,null,"","","","","",""]
["Plan 363",{"$f":"IF('V Plan Rates'!B386=\"\",\"\",'V Plan Rates'!B386)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D386=\"\",\"\",'V Plan Rates'!D386)","v":""},null,null,"","","","","",""]
["Plan 368",{"$f":"IF('V Plan Rates'!B391=\"\",\"\",'V Plan Rates'!B391)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D391=\"\",\"\",'V Plan Rates'!D391)","v":""},null,null,"","","","","",""]
["Plan 380",{"$f":"IF('V Plan Rates'!B403=\"\",\"\",'V Plan Rates'!B403)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D403=\"\",\"\",'V Plan Rates'!D403)","v":""},null,null,"","","","","",""]
["Plan 385",{"$f":"IF('V Plan Rates'!B408=\"\",\"\",'V Plan Rates'!B408)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D408=\"\",\"\",'V Plan Rates'!D408)","v":""},null,null,{"$f":"IF($C399=\"E\",\"Same\",IF($C399=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 390",{"$f":"IF('V Plan Rates'!B413=\"\",\"\",'V Plan Rates'!B413)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D413=\"\",\"\",'V Plan Rates'!D413)","v":""},null,null,"","","","","",""]
["Plan 398",{"$f":"IF('V Plan Rates'!B421=\"\",\"\",'V Plan Rates'!B421)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D421=\"\",\"\",'V Plan Rates'!D421)","v":""},null,null,"","","","","",""]
["Plan 403",{"$f":"IF('V Plan Rates'!B426=\"\",\"\",'V Plan Rates'!B426)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D426=\"\",\"\",'V Plan Rates'!D426)","v":""},null,null,"","","","","",""]
["Plan 411",{"$f":"IF('V Plan Rates'!B434=\"\",\"\",'V Plan Rates'!B434)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D434=\"\",\"\",'V Plan Rates'!D434)","v":""},null,null,"","","","","",""]
["Plan 419",{"$f":"IF('V Plan Rates'!B442=\"\",\"\",'V Plan Rates'!B442)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D442=\"\",\"\",'V Plan Rates'!D442)","v":""},null,null,"","","","","",""]
["Plan 424",{"$f":"IF('V Plan Rates'!B447=\"\",\"\",'V Plan Rates'!B447)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D447=\"\",\"\",'V Plan Rates'!D447)","v":""},null,null,"","","","","",""]
["Plan 432",{"$f":"IF('V Plan Rates'!B455=\"\",\"\",'V Plan Rates'!B455)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D455=\"\",\"\",'V Plan Rates'!D455)","v":""},null,null,"","","","","",""]
["Plan 437",{"$f":"IF('V Plan Rates'!B460=\"\",\"\",'V Plan Rates'!B460)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D460=\"\",\"\",'V Plan Rates'!D460)","v":""},null,null,"","","","","",""]
["Plan 445",{"$f":"IF('V Plan Rates'!B468=\"\",\"\",'V Plan Rates'!B468)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D468=\"\",\"\",'V Plan Rates'!D468)","v":""},null,null,"","","","","",""]
["Plan 453",{"$f":"IF('V Plan Rates'!B476=\"\",\"\",'V Plan Rates'!B476)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D476=\"\",\"\",'V Plan Rates'!D476)","v":""},null,null,"","","","","",""]
["Plan 458",{"$f":"IF('V Plan Rates'!B481=\"\",\"\",'V Plan Rates'!B481)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D481=\"\",\"\",'V Plan Rates'!D481)","v":""},null,null,"","","","","",""]
["Plan 466",{"$f":"IF('V Plan Rates'!B489=\"\",\"\",'V Plan Rates'!B489)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D489=\"\",\"\",'V Plan Rates'!D489)","v":""},null,null,"","","","","",""]
["Plan 474",{"$f":"IF('V Plan Rates'!B497=\"\",\"\",'V Plan Rates'!B497)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D497=\"\",\"\",'V Plan Rates'!D497)","v":""},null,null,"","","","","",""]
["Plan 485",{"$f":"IF('V Plan Rates'!B508=\"\",\"\",'V Plan Rates'!B508)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D508=\"\",\"\",'V Plan Rates'!D508)","v":""},null,null,"","","","","",""]
["Plan 487",{"$f":"IF('V Plan Rates'!B510=\"\",\"\",'V Plan Rates'!B510)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D510=\"\",\"\",'V Plan Rates'!D510)","v":""},null,null,"","","","","",""]
["Plan 488",{"$f":"IF('V Plan Rates'!B511=\"\",\"\",'V Plan Rates'!B511)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D511=\"\",\"\",'V Plan Rates'!D511)","v":""},null,null,"","","","","",""]
["Plan 489",{"$f":"IF('V Plan Rates'!B512=\"\",\"\",'V Plan Rates'!B512)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D512=\"\",\"\",'V Plan Rates'!D512)","v":""},null,null,"","","","","",""]
["Plan 490",{"$f":"IF('V Plan Rates'!B513=\"\",\"\",'V Plan Rates'!B513)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D513=\"\",\"\",'V Plan Rates'!D513)","v":""},null,null,"","","","","",""]
["Plan 491",{"$f":"IF('V Plan Rates'!B514=\"\",\"\",'V Plan Rates'!B514)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D514=\"\",\"\",'V Plan Rates'!D514)","v":""},null,null,"","","","","",""]
["Plan 492",{"$f":"IF('V Plan Rates'!B515=\"\",\"\",'V Plan Rates'!B515)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D515=\"\",\"\",'V Plan Rates'!D515)","v":""},null,null,"","","","","",""]
["Plan 493",{"$f":"IF('V Plan Rates'!B516=\"\",\"\",'V Plan Rates'!B516)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D516=\"\",\"\",'V Plan Rates'!D516)","v":""},null,null,"","","","","",""]
["Plan 494",{"$f":"IF('V Plan Rates'!B517=\"\",\"\",'V Plan Rates'!B517)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D517=\"\",\"\",'V Plan Rates'!D517)","v":""},null,null,"","","","","",""]
["Plan 495",{"$f":"IF('V Plan Rates'!B518=\"\",\"\",'V Plan Rates'!B518)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D518=\"\",\"\",'V Plan Rates'!D518)","v":""},null,null,"","","","","",""]
["Plan 496",{"$f":"IF('V Plan Rates'!B519=\"\",\"\",'V Plan Rates'!B519)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D519=\"\",\"\",'V Plan Rates'!D519)","v":""},null,null,"","","","","",""]
["Plan 497",{"$f":"IF('V Plan Rates'!B520=\"\",\"\",'V Plan Rates'!B520)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D520=\"\",\"\",'V Plan Rates'!D520)","v":""},null,null,{"$f":"IF($C511=\"E\",\"Same\",IF($C511=\"N\",\"N/A\",\"\"))","v":""},"","","","",""]
["Plan 498",{"$f":"IF('V Plan Rates'!B521=\"\",\"\",'V Plan Rates'!B521)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D521=\"\",\"\",'V Plan Rates'!D521)","v":""},null,null,"","","","","",""]
["Plan 499",{"$f":"IF('V Plan Rates'!B522=\"\",\"\",'V Plan Rates'!B522)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D522=\"\",\"\",'V Plan Rates'!D522)","v":""},null,null,"","","","","",""]
["Plan 500",{"$f":"IF('V Plan Rates'!B523=\"\",\"\",'V Plan Rates'!B523)","v":""},null,null,null,{"$f":"IF('V Plan Rates'!D523=\"\",\"\",'V Plan Rates'!D523)","v":""},null,null,"","","","","",""]
[null,{"$f":"IF('V Plan Rates'!B524=\"\",\"\",'V Plan Rates'!B524)","v":""},null,null,null,null,null,null,{"$f":"IF($C515=\"E\",\"Same\",IF($C515=\"N\",\"N/A\",\"\"))","v":""}]

{"sheet":"X Rate Sheet","index":10,"n_rows":511,"n_cols":28,"rows_kept":139,"cut":true,"hidden":false,"merged":[[5,1,5,2],[6,1,6,2],[3,1,3,2],[4,1,4,2]],"bounds":{"rows_first":62,"rows_last":15,"rows_between":62,"halvings":5}}
["Virginia ACA Rate Filing Template"]
[]
["Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
["NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
["Product(s)",{"$f":"'I Data'!$C$9","v":0}]
["Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"},null,null,null,null,null,"Completed Date (carrier input)",null,null,null,null,null,null,null,"Plan Count",{"$f":"SUM($P$12:$P$511)","v":0}]
["Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"},null,null,null,null,null,{"$f":"TODAY()","v":"2024-04-15"},null,null,null,null,null,null,null,"Final Print Row",{"$f":"IF(plan_count<=51,62,ROUNDUP(plan_count/50,0)*50+11)","v":62}]
[]
["Table 17. VA ACA Rate Sheet"]
[]
[{"$f":"TEXT('I Data'!$C$11,\"M/D/YYYY\")&\" HIOS Plan ID\"","v":"1/0/1900 HIOS Plan ID"},"Plan Marketing Name ","Product","Metallic Tier","Exchange Indicator (Off, On/Off)",{"$f":"\"Total Members at \"&TEXT('I Data'!$C$14, \"MM-DD-YYYY\")","v":"Total Members at N/A"},{"$f":"YEAR('I Data'!$C$11)&\"  Calibrated Plan Adjusted Index Rate PMPM\"","v":"1900  Calibrated Plan Adjusted Index Rate PMPM"},"Rating Area Coverage",null,"Rating Area","Area Factor",null,"Age","Age Factor",null,"Plan Indicator","Area 1 (Blacksburg)","Area 2 (Charlottesville)","Area 3 (Danville)","Area 4 (Harrisonburg)","Area 5 (Bristol)","Area 6 (Lynchburg)","Area 7 (Richmond)","Area 8 (Roanoke)","Area 9 (Tidewater)","Area 10 (Northern VA)","Area 11 (Winchester)","Area 12 (Non-MSA)"]
[{"$f":"IF('V Plan Rates'!B24=\"\",\"\",'V Plan Rates'!B24)","v":""},{"$f":"IF('IX Plan Schedule Comparison'!D15=\"\",\"\",'IX Plan Schedule Comparison'!D15)","v":""},{"$f":"IF('V Plan Rates'!C24=\"\",\"\",'V Plan Rates'!C24)","v":""},{"$f":"IF('V Plan Rates'!D24=\"\",\"\",'V Plan Rates'!D24)","v":""},{"$f":"IF('V Plan Rates'!F24=\"\",\"\",'V Plan Rates'!F24)","v":""},{"$f":"IF('V Plan Rates'!B24=\"\",\"\",'V Plan Rates'!AL24)","v":""},{"$f":"IF(OR('V Plan Rates'!U24=\"\",'V Plan Rates'!U24=0,'V Plan Rates'!B24=\"\"),\"\",'V Plan Rates'!U24)","v":""},{"$f":"IF(A12=\"\",\"\",IF(COUNTIF(Q12:AB12,\">0\")>1,\"Areas \",\"Area \")&IF(Q12>0,1,\"\")\n&IF(R12>0,IF(Q12=0,\"2\",\", 2\"),\"\")\n&IF(S12>0,IF(SUM(Q12:R12)=0,\"3\",\", 3\"),\"\")\n&IF(T12>0,IF(SUM(Q12:S12)=0,\"4\",\", 4\"),\"\")\n&IF(U12>0,IF(SUM(Q12:T12)=0,\"5\",\", 5\"),\"\")\n&IF(V12>0,IF(SUM(Q12:U12)=0,\"6\",\", 6\"),\"\")\n&IF(W12>0,IF(SUM(Q12:V12)=0,\"7\",\", 7\"),\"\")\n&IF(X12>0,IF(SUM(Q12:W12)=0,\"8\",\", 8\"),\"\")\n&IF(Y12>0,IF(SUM(Q12:X12)=0,\"9\",\", 9\"),\"\")\n&IF(Z12>0,IF(SUM(Q12:Y12)=0,\"10\",\", 10\"),\"\")\n&IF(AA12>0,IF(SUM(Q12:Z12)=0,\"11\",\", 11\"),\"\")\n&IF(AB12>0,IF(SUM(Q12:AA12)=0,\"12\",\", 12\"),\"\"))","v":""},null,"Area 1 (Blacksburg)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G18=\"\",\"N/A\",'VIII Cons Factors & Rate Pres'!G18)","v":"N/A"},null,"0-14",0.76500000000000001,null,{"$f":"IF(A12=\"\",0,1)","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Q$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Q$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Q$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Q$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,R$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,R$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,R$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,R$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,S$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,S$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,S$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,S$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,T$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,T$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,T$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,T$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,U$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,U$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,U$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,U$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,V$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,V$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,V$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,V$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,W$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,W$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,W$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,W$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,X$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,X$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,X$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,X$11,'VI B Plan Premiums Small Group'!$CZ23:$IB23,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Y$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Y$11,'VI A Plan Premiums Individual'!$BJ23:$GL23,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Y$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Y$11,'VI B Plan Premiums Small 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Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,T$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,T$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,U$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,U$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,U$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,U$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,V$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,V$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,V$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,V$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,W$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,W$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,W$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,W$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,X$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,X$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,X$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,X$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Y$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Y$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Y$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Y$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Z$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,Z$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Z$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,Z$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,AA$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,AA$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,AA$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,AA$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0},{"$f":"IF($B$6=\"Individual\",COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,AB$11)-COUNTIFS('VI A Plan Premiums Individual'!$BJ$525:$GL$525,AB$11,'VI A Plan Premiums Individual'!$BJ522:$GL522,\"N\"),COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,AB$11)-COUNTIFS('VI B Plan Premiums Small Group'!$CZ$525:$IB$525,AB$11,'VI B Plan Premiums Small Group'!$CZ522:$IB522,\"N\"))","v":0}]

{"sheet":"XI Risk Adj Calc","index":11,"n_rows":28,"n_cols":5,"rows_kept":28,"cut":false,"hidden":false,"merged":[]}
[null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,"Color Coding Key","Manual Input - Free Form","Manual Input - Dropdown List","Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,{"$f":"\"Table 18. \"&YEAR('I Data'!$C$11)&\" Summarized Risk Adjustment Calculation\"","v":"Table 18. 1900 Summarized Risk Adjustment Calculation"}]
[]
[null,"Component","Statewide","Carrier"]
[null,"Projected Member Months (MM)",null,{"$f":"'I Data'!$E$21","v":0}]
[null,"Actuarial Value (AV)"]
[null,"Plan Liability Risk Score (PLRS)"]
[null,"Allowable Rating Factor (ARF)"]
[null,"Induced Demand Factor (IDF)"]
[null,"Geographic Cost Factor (GCF)"]
[null,"Average Premium (P)"]
[null,"PLRS * IDF * GCF",{"$f":"IFERROR(C16*C18*C19,\"N/A\")","v":0},{"$f":"IFERROR(D16*D18*D19,\"N/A\")","v":0}]
[null,"Normalized PLRS * IDF * GCF (N1)",null,{"$f":"IFERROR(D21/C21,\"N/A\")","v":"N/A"}]
[null,"AV * ARF * IDF * GCF",{"$f":"IFERROR(C15*C17*C18*C19,\"N/A\")","v":0},{"$f":"IFERROR(D15*D17*D18*D19,\"N/A\")","v":0}]
[null,"Normalized AV * PLRS * IDF * GCF (N2)",null,{"$f":"IFERROR(D23/C23,\"N/A\")","v":"N/A"}]
[null,"Transfer PMPM (P * [N1 - N2] * 0.86)",null,{"$f":"IFERROR((D22-D24)*C20*0.86,\"N/A\")","v":"N/A"}]
[null,"Aggregate Transfer (Transfer PMPM * MM)",null,{"$f":"IFERROR(D25*D14,\"N/A\")","v":"N/A"}]
[null,"Rate Development Transfer PMPM",null,{"$f":"'IV Rate Development'!$C$35","v":0}]
[null,"Transfer PMPM Difference",null,{"$f":"IFERROR(D27-D25,\"N/A\")","v":"N/A"}]

{"sheet":"XII Area Factor Compare","index":12,"n_rows":42,"n_cols":9,"rows_kept":42,"cut":false,"hidden":false,"merged":[[33,8,36,18],[21,6,22,18],[23,6,23,18],[24,6,24,18],[29,8,29,18],[30,8,32,18],[20,6,20,18],[12,6,12,18],[13,6,14,18],[16,6,17,18],[15,6,15,18],[18,6,19,18]]}
[null,{"$f":"'I Data'!$B$1","v":"Virginia ACA Rate Filing Template (as of April 10, 2024)"}]
[]
[null,"Color Coding Key","Manual Input - Free Form","Manual Input - Dropdown List","Calculation - Do Not Change"]
[]
[null,"Carrier Name",{"$f":"'I Data'!$C$7","v":0}]
[null,"NAIC Number",{"$f":"'I Data'!$C$8","v":0}]
[null,"Product(s)",{"$f":"'I Data'!$C$9","v":0}]
[null,"Market Segment",{"$f":"'I Data'!$C$10","v":"Individual"}]
[null,"Rate Effective Date",{"$f":"'I Data'!$C$11","v":"00:00:00"}]
[]
[null,"Table 19. Rating Area Test - 14VAC5-130-50, F1 and F2"]
[]
[null,"Rating Area","Area Factor",{"$f":"TEXT('I Data'!$C$14,\"MM-DD-YYYY\")&\" Number of Members by Rating Area\"","v":"N/A Number of Members by Rating Area"},"Difference from Weighted Average","14VAC5-130-50, F1 and 2 PASS/FAIL","THE CURRENT AREA FACTORS DO NOT PASS F1 AND F2 OF 14VAC5-130-50,F1 AND 2 (see below)"]
[null,"Area 1 (Blacksburg)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G18=\"\",0,'VIII Cons Factors & Rate Pres'!G18)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B14,6,FIND(\"(\",B14)-7)*1-1)","v":0},{"$f":"IF(C14=0,\"N/A\",C14/$D$26-1)","v":"N/A"},{"$f":"IF(E14=\"N/A\",\"PASS\",IF(ABS(E14)>0.15,\"FAIL\",\"PASS\"))","v":"PASS"},"F. If the proposed area rate factors set forth in a rate filing for individual or small employer group health insurance coverage by an insurer for a rating area exceed by more than 15% the weighted average of the proposed area rate factors among all rating areas in which the insurer offers health benefit plans in that market, then:"]
[null,"Area 2 (Charlottesville)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G19=\"\",0,'VIII Cons Factors & Rate Pres'!G19)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B15,6,FIND(\"(\",B15)-7)*1-1)","v":0},{"$f":"IF(C15=0,\"N/A\",C15/$D$26-1)","v":"N/A"},{"$f":"IF(E15=\"N/A\",\"PASS\",IF(ABS(E15)>0.15,\"FAIL\",\"PASS\"))","v":"PASS"}]
[null,"Area 3 (Danville)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G20=\"\",0,'VIII Cons Factors & Rate Pres'!G20)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B16,6,FIND(\"(\",B16)-7)*1-1)","v":0},"N/A","PASS","1. The insurer's rate filing shall include in a publicly available and unredacted form:"]
[null,"Area 4 (Harrisonburg)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G21=\"\",0,'VIII Cons Factors & Rate Pres'!G21)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B17,6,FIND(\"(\",B17)-7)*1-1)","v":0},"N/A","PASS","a. A comparison of the area rate factor for individual and small employer group health benefit plans that utilize the same provider network and provider reimbursement levels of the health benefit plans that are subject to the filing;"]
[null,"Area 5 (Bristol)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G22=\"\",0,'VIII Cons Factors & Rate Pres'!G22)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B18,6,FIND(\"(\",B18)-7)*1-1)","v":0},"N/A","PASS"]
[null,"Area 6 (Lynchburg)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G23=\"\",0,'VIII Cons Factors & Rate Pres'!G23)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B19,6,FIND(\"(\",B19)-7)*1-1)","v":0},"N/A","PASS","b. A detailed disclosure of the area rate factor methodology, which shall include any third-party resources or representations from a person other than the signing actuary, on which the signing actuary relied, provided that disclosure of third-party resources shall address that the source data only reflects differences in unit cost and provider practice patterns; and"]
[null,"Area 7 (Richmond)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G24=\"\",0,'VIII Cons Factors & Rate Pres'!G24)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B20,6,FIND(\"(\",B20)-7)*1-1)","v":0},"N/A","PASS"]
[null,"Area 8 (Roanoke)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G25=\"\",0,'VIII Cons Factors & Rate Pres'!G25)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B21,6,FIND(\"(\",B21)-7)*1-1)","v":0},"N/A","PASS","c. To the extent that the insurer is deriving any area rate factor from experience data, by rating area for the experience period used:"]
[null,"Area 9 (Tidewater)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G26=\"\",0,'VIII Cons Factors & Rate Pres'!G26)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B22,6,FIND(\"(\",B22)-7)*1-1)","v":0},"N/A","PASS","(1) The (i) total enrollment; (ii) total premiums; (iii) allowed claims; (iv) incurred claims excluding anticipated or, if available, actual risk adjustment payments or receipts; (v) incurred claims including anticipated or, if available, actual risk adjustment payments or receipts; and (vi) loss ratio for each of their rating areas in that market; and"]
[null,"Area 10 (Northern VA)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G27=\"\",0,'VIII Cons Factors & Rate Pres'!G27)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B23,6,FIND(\"(\",B23)-7)*1-1)","v":0},"N/A","PASS"]
[null,"Area 11 (Winchester)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G28=\"\",0,'VIII Cons Factors & Rate Pres'!G28)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B24,6,FIND(\"(\",B24)-7)*1-1)","v":0},"N/A","PASS","(2) Aggregated incurred claims for any health system exceeding 30% of total incurred claims for that rating area in that market."]
[null,"Area 12 (Non-MSA)",{"$f":"IF('VIII Cons Factors & Rate Pres'!G29=\"\",0,'VIII Cons Factors & Rate Pres'!G29)","v":0},{"$f":"OFFSET('V Plan Rates'!$Z$21,0,MID(B25,6,FIND(\"(\",B25)-7)*1-1)","v":0},"N/A","PASS","2. The commission shall hold a public hearing on the proposed premium rates prior to the approval of the rate filing."]
[null,"Weighted Average",null,{"$f":"IFERROR(SUMPRODUCT(C14:C25,D14:D25)/SUM(D14:D25),1)","v":1}]
[]
[null,"Table 20. Rating Area Test - 14VAC5-130-50, F3"]
[]
[null,"Rating Area",{"$f":"C8&\" Market Area Factor\"","v":"Individual Market Area Factor"},{"$f":"IF(C8=\"Individual\",\"Small Group\",\"Individual\")&\" Market Area Factor\"","v":"Small Group Market Area Factor"},{"$f":"C30&\" - Indexed\"","v":"Individual Market Area Factor - Indexed"},{"$f":"D30&\" - Indexed\"","v":"Small Group Market Area Factor - Indexed"},{"$f":"C8&\" - 14VAC5-130-50, F3 PASS/FAIL\"","v":"Individual - 14VAC5-130-50, F3 PASS/FAIL"},{"$f":"IF(C8=\"Individual\",\"Small Group\",\"Individual\")&\" - 14VAC5-130-50, F3 PASS/FAIL\"","v":"Small Group - 14VAC5-130-50, F3 PASS/FAIL"},"THE CURRENT AREA FACTORS DO NOT PASS F3 OF 14VAC5-130-50,F1 AND 2 (see below)"]
[null,"Area 1 (Blacksburg)",{"$f":"C14","v":0},1,{"$f":"IF(OR(C31*1=0,D31*1=0),\"N/A\",IFERROR(C31/D31-1,\"N/A\"))","v":"N/A"},{"$f":"IF(OR(C31*1=0,D31*1=0),\"N/A\",IFERROR(D31/C31-1,\"N/A\"))","v":"N/A"},{"$f":"IF(E31=\"N/A\",\"PASS\",IF(ABS(E31)>=0.15,\"FAIL\",\"PASS\"))","v":"PASS"},{"$f":"IF(F31=\"N/A\",\"PASS\",IF(ABS(F31)>=0.15,\"FAIL\",\"PASS\"))","v":"PASS"},"F. If the proposed area rate factors set forth in a rate filing for individual or small employer group health insurance coverage by an insurer for a rating area exceed by more than 15% the weighted average of the proposed area rate factors among all rating areas in which the insurer offers health benefit plans in that market, then:"]
[null,"Area 2 (Charlottesville)",{"$f":"C15","v":0},1,{"$f":"IF(OR(C32*1=0,D32*1=0),\"N/A\",IFERROR(C32/D32-1,\"N/A\"))","v":"N/A"},{"$f":"IF(OR(C32*1=0,D32*1=0),\"N/A\",IFERROR(D32/C32-1,\"N/A\"))","v":"N/A"},{"$f":"IF(E32=\"N/A\",\"PASS\",IF(ABS(E32)>=0.15,\"FAIL\",\"PASS\"))","v":"PASS"},"PASS"]
[null,"Area 3 (Danville)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 4 (Harrisonburg)",0,1,"N/A","N/A","PASS","PASS","3. The commission shall not approve the proposed rate filing if (i) a variance in area rate factors, indexed to the same rating region for both the individual and small group markets, of 15% or more exists between health benefit plans an insurer intends to offer in the individual market and health benefit plans intended to be offered in the small group market, when those plans utilize the same provider network and provider reimbursement levels and (ii) the methodologies used to calculate the area rate factors are different between the two markets."]
[null,"Area 5 (Bristol)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 6 (Lynchburg)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 7 (Richmond)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 8 (Roanoke)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 9 (Tidewater)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 10 (Northern VA)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 11 (Winchester)",0,1,"N/A","N/A","PASS","PASS"]
[null,"Area 12 (Non-MSA)",0,1,"N/A","N/A","PASS","PASS"]